1440 Thorman Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 1440 Thorman Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,196 sqft · built 1977
Lot Size	0.187 acres (8,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2024)
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2007 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0046575800`

Property Details

APN / Parcel Number

Primary APN	`0046575800`
Alternative APN	`0000465758`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	725 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,145 sqft (0.187 acres)
Lot Dimensions	115 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	320 sqft
Deck Area	143 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	1440 THORMAN AVE
City	SHELDON
State	IA
Zip	51201-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMOGES ADDITION LOT 6 BLK 2
Legal Subdivision	LIMOGES ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4041
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Oct 31, 2007	Deed of Trust, Mortgage · FHA Mortgage CITIMORTGAGE INC
Apr 27, 2012	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Aug 28, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FINANCIAL CORP
Dec 9, 2024	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 16, 2015	Intrafamily Transfer, Transfer
Jun 1, 2005	Warranty Deed, Transfer · Conventional Mortgage SECURITY STATE BANK PAULLINA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	20242816
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103686
Date	Dec 22, 2021
Instrument	2021-03686

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TRANSCONTINENTAL TITLE COMPANY, TRANSCONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200702763
Date	Oct 31, 2007
Instrument	2007-02763

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2037

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201201044
Date	Apr 27, 2012
Instrument	2012-01044

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2042

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200602126
Date	Aug 28, 2006
Instrument	2006-02126

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Dec 9, 2024
Property Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Document Number	0020242816
Instrument Date	Dec 4, 2024
Instrument	2024-2816
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 THORMAN AVE, SHELDON, IA 51201-2214

Mortgage

Document Number	0020242817
Date	Dec 9, 2024
Instrument	2024-2817

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Mortgage

Document Number	0020242818
Date	Dec 9, 2024
Instrument	2024-2818

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	4800 N SCOTTSDALE RD STE 6000, SCOTTSDALE, AZ 85251

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Change Frequency	Monthly

October 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Oct 16, 2015
Property Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Document Number	0201502652
Instrument Date	Sep 25, 2015
Instrument	2015-02652
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 THORMAN AVE, SHELDON, IA 51201

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Jun 1, 2005
Property Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Document Number	0200501353
Instrument Date	May 26, 2005
Instrument	2005-01353
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 THORMAN AVE, SHELDON, IA 51201-2214
Investor	Possibly a Property Investor

Mortgage

Document Number	0200501354
Date	Jun 1, 2005
Instrument	2005-01354

Lender

Name	SECURITY STATE BANK PAULLINA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Type Change Date	Jun 1, 2010

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,952.00 (-5.81%) Homeowner's exemption	$204,390 (+7.42%) Land $18,160 Building $186,230	$204,390 (+7.42%) Land $18,160 Building $186,230
2024	$3,134.00 (+26.78%)
2023		$190,270 (+36.52%) Land $18,160 Building $172,110	$190,270 (+36.52%) Land $18,160 Building $172,110
2022	$2,472.00	$139,370 Land $8,580 Building $130,790
2021			$139,370 Land $8,580 Building $130,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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