1510 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1510 Riverside Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,989 sqft · built 1975
Lot Size	0.218 acres (9,496 sqft)
Owner	Company Name on File
Last Sale	$457,500 (Nov 2025)
Tax Bill	$5,217 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`01-01A-00-10`

Property Details

APN / Parcel Number

Primary APN	`01-01A-00-10`
Alternative APNs	`31069` `70437`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,989 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Garage Type	Basement
Garage Area	284 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	70437
Street Address	1510 RIVERSIDE DR
City	PROSPECT
State	KY
Zip	40059-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .218AC (50' RIVER FRONTAGE)
Legal Subdivision	HARMONY VILLAGE
Legal Lot Number	10
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

1510 Riverside Dr is owned by a company that bought it in November 2025.

Source: Oldham County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	11524 W HIGHWAY 42, LOUISVILLE, KY 40241
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO
Nov 7, 2025	Warranty Deed, Transfer UNKNOWN, PERPETUAL TITLE LLC
Aug 2, 2022	Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 23, 2017	Deed of Trust, Mortgage · Reverse Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Aug 2, 2022 · Amount on File
Deed Document Number	2025835052
Deed Book / Page	1426 / 357
Prior Transfer Date	Feb 16, 2023
Prior Transfer Doc	0000720586
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1510 RIVERSIDE DR, PROSPECT, KY 40059-9065
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11524 W HIGHWAY 42, GOSHEN, KY 40026-9788

Mortgage

Document Number	0M2735/466
Date	Mar 13, 2026
Book Page	M2735/466
Instrument	852619

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	23 Months
Due	Feb 18, 2028

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 7, 2025
Property Address	1510 RIVERSIDE DR, PROSPECT, KY 40059-9065
Document Number	0D1426/357
Book / Page	D1426 / 357
Map Reference	MB 68 PG 143
Instrument Date	Nov 6, 2025
Instrument	835052
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, PERPETUAL TITLE LLC

Transaction

Amount	Amount on Record
Tax	$457.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4115 OLD WHITLEY RD, LONDON, KY 40744-8129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11524 WEST HIGHWAY 42, LOUISVILLE, KY 40241

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 2, 2022
Property Address	1510 RIVERSIDE DR, PROSPECT, KY 40059-9065
Document Number	0D1335/129
Book / Page	D1335 / 129
Map Reference	MB 68 PG 143
Instrument Date	Jun 21, 2022
Instrument	700902
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 BOGIE, 811, VENICE, FL 34285-2902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 RIVERSIDE DR, PROSPECT, KY 40059-9065

Mortgage

Document Number	0000700903
Date	Aug 2, 2022
Instrument	700903

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1510 RIVERSIDE DR, PROSPECT, KY 40059-9065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2246/440
Date	Jan 23, 2017
Book Page	M2246/440
Instrument	520372

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 9, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1510 Riverside Dr was $5,217, up 0.1% from the year before.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,217.00 (+0.08%)	$420,000 (-) Land $100,000 Building $320,000	$420,000 (-) Land $100,000 Building $320,000
2024	$5,213.00 (+3.17%)	$420,000 (+3.7%) Land $100,000 Building $320,000	$420,000 (+3.7%) Land $100,000 Building $320,000
2023	$5,053.00	$405,000 Land $100,000 Building $305,000	$405,000 Land $100,000 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1510 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1510 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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