1506 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1506 Riverside Dr, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,100 sqft · built 2003
Lot Size	0.229 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Jun 2017)
Tax Bill	$6,202 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`01-01A-00-12`

Property Details

APN / Parcel Number

Primary APN	`01-01A-00-12`
Alternative APN	`57360`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,100 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.229 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	57360
Street Address	1506 RIVERSIDE DR
City	PROSPECT
State	KY
Zip	40059-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .2296AC
Legal Lot Number	12
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1506 RIVERSIDE DR, PROSPECT, KY 40059-9065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 8, 2017	Deed, Transfer · Conventional Mortgage CENTURY LENDING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on Record
Deed Sale	Jun 8, 2017 · Amount on Record
Deed Document Number	525785
Deed Book / Page	D1162 / 518
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1506 RIVERSIDE DR, PROSPECT, KY 40059-9065
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 RIVERSIDE DR, PROSPECT, KY 40059-9065

Mortgage

Document Number	0M2608/815
Date	Nov 21, 2022
Book Page	M2608/815
Instrument	713394

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 23, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1506 RIVERSIDE DR, PROSPECT, KY 40059-9065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2419/998
Date	Jun 8, 2020
Book Page	M2419/998
Instrument	577184

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Jun 8, 2017
Property Address	1506 RIVERSIDE DR, PROSPECT, KY 40059-9065
Document Number	D1162/518
Book / Page	D1162 / 518
Map Reference	DD68 PG143
Instrument Date	May 26, 2017
Instrument	525785
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMSTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11817 SPRINGHILL GARDENS DR, 11817, LOUISVILLE, KY 40223-1376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 RIVERSIDE DR, PROSPECT, KY 40059-9065

Mortgage

Document Number	525786
Date	Jun 8, 2017
Instrument	525786

Lender

Name	CENTURY LENDING CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,202.00 (+7.04%)	$500,000 (+7.53%) Land $100,000 Building $400,000	$500,000 (+7.53%) Land $100,000 Building $400,000
2023	$5,794.00	$465,000 Land $100,000 Building $365,000	$465,000 Land $100,000 Building $365,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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