1510 Pine St, Niceville, FL 32578 Property Records

Okaloosa County property record for 1510 Pine St, Niceville, FL 32578

Property Summary

Property TypeVacant Land
Lot Size0.45 acres (19,598 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Jun 2026)
Tax Bill$528 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jun 2026 Sale & Mortgage
+ 1 more
APNC56-001-203-9960-5

Property Details

APN / Parcel Number

Primary APNC56-001-203-9960-5
Alternative APNs
  • 24-1S-22-223A-000D-025A
  • 22S124223A000D025A

Exterior

Lot Area19,598 sqft (0.45 acres)

Location & Zoning

Street Address1510 PINE ST
CityNICEVILLE
StateFL
Zip32578-9783
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionSEMINOLE S/D S1/2 LOT 25 BLK D
Legal SubdivisionSEMINOLE S/D
Legal BlockD
Legal Lot Number25
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group2
Census Block2007
Census Tract21001

Owner

1510 Pine St, vacant land, is owned and occupied by two individuals who bought it in June 2026.

Source: Okaloosa County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1510 PINE ST, NICEVILLE, FL 32578-9783
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Line of Credit
SOUTHERN INDEPENDENT BANK
Jun 9, 2026Warranty Deed, Transfer · FHA Mortgage
PRESIDENTIAL BANK FSB
Aug 12, 2025Intrafamily Transfer, Transfer
MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2026 · Amount on File
Deed SaleJun 9, 2026 · Amount on File
Deed Document Number20263821269
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1510 PINE ST, NICEVILLE, FL 32578-9783
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE PLLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0003784555
DateNov 14, 2025
Instrument3784555
Lender
NameSOUTHERN INDEPENDENT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 9, 2026
Property Address1510 PINE ST, NICEVILLE, FL 32578-9783
Document Number0003821269
Instrument DateMay 22, 2026
Instrument20263821269
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$392,385.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1510 PINE ST, NICEVILLE, FL 32578-9783

Mortgage

Document Number0003821270,
DateJun 9, 2026
Instrument20263821270
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.23%
Max Rate-1%

August 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 12, 2025
Property Address1510 PINE ST, NICEVILLE, FL 32578-9783
Document Number0003768220
Map ReferenceMB 2 PG 157
Instrument DateAug 12, 2025
Instrument3768220
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 686, BAKER, FL 32531-0686

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 686, BAKER, FL 32531-0686
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$528.00$45,465 Land $45,465$45,465 Land $45,465

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

There have been 2 flood claims near 1510 Pine St since 2004.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims2 (2004–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Pine St

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