1506 Pine St, Niceville, FL 32578 Property Records

Okaloosa County property record for 1506 Pine St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2020
Lot Size	0.45 acres (19,598 sqft)
Owner	2 Individual Names on File
Last Sale	$352,900 (Sep 2020)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Sep 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-5372-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-5372-5`
Alternative APNs	`24-1S-22-223A-000D-0230` `22S124223A000D0230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,482 sqft
1st Floor Area	1,820 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	19,598 sqft (0.45 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1506 PINE ST
City	NICEVILLE
State	FL
Zip	32578-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEMINOLE S/D N 50FT LOT 23 BLK D
Legal Range	22W
Legal Township	01S
Legal Section	24
Legal Subdivision	SEMINOLE S/D
Legal Block	D
Legal Lot Number	23
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2007
Census Tract	21001

Owner

1506 Pine St is owned and occupied by two individuals who bought it in September 2020.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1506 PINE ST, NICEVILLE, FL 32578-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 22, 2020	Warranty Deed, Subdivision Related Transfer PANHANDLE TITLE INC
Sep 4, 2020	Deed of Trust, Mortgage FEMBI MTG
Dec 13, 2019	Trustee's Deed, Construction Loan · Line of Credit PNB CMNTY BK
Dec 13, 2019	Trustee's Deed, Construction Loan · Line of Credit PNB CMNTY BK
Sep 4, 2019	Warranty Deed, Transfer PANHANDLE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	20203392069
Deed Book / Page	3492 / 4807
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1506 PINE ST, NICEVILLE, FL 32578-9783
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 PINE ST, NICEVILLE, FL 32578-9783

Mortgage

Document Number	0003658119
Date	Nov 17, 2023
Instrument	3658119

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2033

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 22, 2020
Property Address	1506 PINE ST, NICEVILLE, FL 32578-9783
Document Number	0034924807
Book / Page	003492 / 004807
Instrument Date	Sep 4, 2020
Instrument	3392069
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2020
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1506 PINE ST NICEVILLE FL 325789783, NICEVILLE, FL 32578-9783

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1506 PINE ST, NICEVILLE, FL 32578-9783
Document Number	0034924808
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1506 PINE ST NICEVILLE FL 325789783, NICEVILLE, FL 32578-9783

Mortgage

Document Number	0034924808
Date	Sep 22, 2020
Book Page	003492/004808
Instrument	3392070

Lender

Name	FEMBI MTG
Type	Mortgage Company
Address	MIAMI, FL 33156

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 13, 2019
Property Address	1506 PINE ST, NICEVILLE, FL 32578-9783
Document Number	0034334268
Book / Page	003433 / 004268
Instrument Date	Dec 12, 2019
Instrument	3324405
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4152 WARD COVE DR NICEVILLE FL 325787115, NICEVILLE, FL 32578-7115

Mortgage

Document Number	34334268
Date	Dec 13, 2019
Book Page	003433/004268
Instrument	3324405

Lender

Name	PNB CMNTY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 12, 2020

Interest

Rate Type	Adjustable Rate

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 13, 2019
Property Address	1506 PINE ST, NICEVILLE, FL 32578-9783
Document Number	0034334259
Book / Page	003433 / 004259
Instrument Date	Dec 12, 2019
Instrument	3324403
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4152 WARD COVE DR NICEVILLE FL 325787115, NICEVILLE, FL 32578-7115

Mortgage

Document Number	34334259
Date	Dec 13, 2019
Book Page	003433/004259
Instrument	3324403

Lender

Name	PNB CMNTY BK
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 12, 2020

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 4, 2019
Property Address	1506 PINE ST, NICEVILLE, FL 32578-9783
Document Number	0034170762
Book / Page	003417 / 000762
Instrument Date	Aug 29, 2019
Instrument	3302332
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4152 WARD COVE DR NICEVILLE FL 325787115, NICEVILLE, FL 32578-7115

Tax Assessment & Valuation

The 2025 property tax bill for 1506 Pine St was $2,843 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 Homeowner's exemption	$280,250	$344,035 Land $81,836 Building $262,199
2023	$2,688.00 (+2.56%) Homeowner's exemption	$264,419 (+3%)	$336,368 (+6.32%) Land $61,105 Building $275,263
2022	$2,621.00 Homeowner's exemption	$256,717	$316,386 Land $58,195 Building $258,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1506 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	2 (2004–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1506 Pine St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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