1510 Pacific St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1510 Pacific St, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details824 sqft · built 1917
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on File
Tax Bill$969 (2025)
Deeds & MortgagesMar 2020 Line of Credit
APN06-5.0-21-002-001-023.000

Property Details

APN / Parcel Number

Primary APN06-5.0-21-002-001-023.000

Interior

Building Area824 sqft Base Area
1st Floor Area824 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide

Location & Zoning

Street Address1510 PACIFIC ST
CitySAINT JOSEPH
StateMO
Zip64503-2754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:HORN HEIGHTS LOT:13 BLK:7LGL DESC:
Legal SubdivisionHORN HEIGHTS
Legal Block7
Legal Lot Number13
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1054
Census Tract3002

Owner

1510 Pacific St is owned and occupied by two individuals.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1510 PACIFIC ST, SAINT JOSEPH, MO 64503-2754
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1510 PACIFIC ST, SAINT JOSEPH, MO 64503-2754
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3746/646
DateMar 9, 2020
Book Page3746/646
Instrument2020001791
Lender
NamePOSTAL & COMMUNITY CU
TypeCredit Union
AddressSAINT JOSEPH, MO 64506
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 8, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1510 Pacific St was $969, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$969.00 (+0.1%)$14,190 Land $1,900 Building $12,290$74,690 Land $10,000 Building $64,690
2024$968.00 (+10.76%)
2023$874.00 (-0.68%)$13,340 (-) Land $1,900 Building $11,440$70,200 Land $10,000 Building $60,200
2022$880.00$13,340 Land $1,900 Building $11,440
2021$70,200 Land $10,000 Building $60,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1510 Pacific St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1510 Pacific St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Pacific St

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