1503 Pacific St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1503 Pacific St, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details728 sqft · built 1912
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$99,600 (Dec 2019)
Tax Bill$955 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Dec 2019 Mortgage
+ 2 more
APN06-5.0-16-003-003-063.000

Property Details

APN / Parcel Number

Primary APN06-5.0-16-003-003-063.000

Interior

Building Area728 sqft Base Area
1st Floor Area728 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide

Location & Zoning

Street Address1503 PACIFIC ST
CitySAINT JOSEPH
StateMO
Zip64503-2753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:DONNELL'S, R.W. LOT:11 BLK:1LGL DESC:BEG 200' W SE COR OF LOT 11 N 140' W 50' S 140' E 50' TO BEG
Legal SubdivisionDONNELLS, RW
Legal Block1
Legal Lot Number11
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1031
Census Tract3002

Owner

1503 Pacific St is owned and occupied by an individual who bought it in December 2019.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1503 PACIFIC ST, SAINT JOSEPH, MO 64503-2753
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2020Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MTG CORP
Dec 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
M & H DEVELOPMENT COMMISSION
Feb 5, 2020Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MTG CORP
Dec 6, 2019Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2019 · Amount on File
Deed SaleDec 6, 2019 · Amount on File
Prior SaleOct 1, 2015 · Amount on File
Deed Document Number201910678
Deed Book / Page3744 / 220
Prior Transfer DateJan 19, 2006
Prior Transfer Doc02872/0822
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1503 PACIFIC ST, SAINT JOSEPH, MO 64503-2753
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyPREFERRED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003745/979
DateFeb 14, 2020
Book Page3745/979
Instrument2020001119
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1503 PACIFIC ST, SAINT JOSEPH, MO 64503-2753
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanyPREFERRED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003744/222
DateDec 6, 2019
Book Page3744/222
Instrument2019010680
Lender
NameM & H DEVELOPMENT COMMISSION
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address1503 PACIFIC ST, SAINT JOSEPH, MO 64503-2753
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003745/717
DateFeb 5, 2020
Book Page3745/717
Instrument2020000854
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateDec 6, 2019
Property Address1503 PACIFIC ST, SAINT JOSEPH, MO 64503-2753
Document Number003744/220
Book / Page3744 / 220
Instrument DateDec 6, 2019
Instrument2019010678
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyPREFERRED TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 PACIFIC ST, SAINT JOSEPH, MO 64503-2753

Mortgage

Document Number003744/221
DateDec 6, 2019
Book Page3744/221
Instrument2019010679
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1503 Pacific St was $955, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$955.00 (+0.1%)$13,310 Land $2,300 Building $11,010$70,090 Land $12,130 Building $57,960
2024$954.00 (+15.78%)
2023$824.00 (-0.72%)$12,540 (-) Land $2,300 Building $10,240$66,050 Land $12,130 Building $53,920
2022$830.00$12,540 Land $2,300 Building $10,240
2021$66,050 Land $12,130 Building $53,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1503 Pacific St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1503 Pacific St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20

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