1510 Morningside Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 1510 Morningside Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,224 sqft · built 1968
Lot Size	0.322 acres (14,063 sqft)
Owner	Individual Name on Record
Last Sale	$327,000 (Mar 2021)
Tax Bill	$4,978 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0775-00040`

Property Details

APN / Parcel Number

Primary APN	`010-0775-00040`
Alternative APN	`1105353`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Gross Area
1st Floor Area	1,224 sqft
Basement Area	612 sqft
Finished Basement	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	14,063 sqft (0.322 acres)
Garage Area	484 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1105353
Street Address	1510 MORNINGSIDE AVE
City	DULUTH
State	MN
Zip	55803-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:001 SERIAL #
Legal Subdivision	CRESTWOOD ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2018
Census Tract	500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1510 MORNINGSIDE AVE, DULUTH, MN 55803-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit WESTERN NATIONAL BANK
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage WESTERN NATIONAL BANK
Sep 17, 2019	Deed of Trust, Mortgage · VA Mortgage NBKC BK
Dec 13, 2018	Warranty Deed, Transfer · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	20211037356
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1510 MORNINGSIDE AVE, DULUTH, MN 55803-2132
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078472
Date	Apr 15, 2024
Instrument	1078472

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2021
Property Address	1510 MORNINGSIDE AVE, DULUTH, MN 55803-2132
Document Number	0001037356
Instrument Date	Feb 26, 2021
Instrument	1037356
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,079.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1510 MORNINGSIDE AVE, DULUTH, MN 55803-2132

Mortgage

Document Number	0001037357
Date	Mar 4, 2021
Instrument	1037357

Lender

Name	WESTERN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1510 MORNINGSIDE AVE, DULUTH, MN 55803-2132
Document Number	00T1015382
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 MORNINGSIDE AVE DULUTH MN 558032132, DULUTH, MN 55803-2132

Mortgage

Document Number	00T1015382
Date	Sep 25, 2019
Instrument	T1015382

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 13, 2018
Property Address	1510 MORNINGSIDE AVE, DULUTH, MN 55803-2132
Document Number	00T1005977
Instrument Date	Dec 10, 2018
Instrument	T1005977
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$915.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1510 MORNINGSIDE AVE DULUTH MN 558032132, DULUTH, MN 55803-2132

Mortgage

Document Number	T1005978
Date	Dec 13, 2018
Instrument	T1005978

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,978.00 (+4.54%) Homeowner's exemption
2025	$4,762.00 (-5.29%) Homeowner's exemption	$382,100 (+6.26%) Land $69,500 Building $312,600	$382,100 (+6.26%) Land $69,500 Building $312,600
2024	$5,028.00	$359,600 (+5.64%) Land $64,800 Building $294,800	$359,600 (+5.64%) Land $64,800 Building $294,800
2022		$340,400 Land $48,300 Building $292,100	$340,400 Land $48,300 Building $292,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Morningside Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures