1501 Morningside Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 1501 Morningside Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,666 sqft · built 1965
Lot Size	0.226 acres (9,857 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jun 2020)
Tax Bill	$5,350 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3330-00220`

Property Details

APN / Parcel Number

Primary APN	`010-3330-00220`
Alternative APN	`1090592`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,666 sqft Gross Area
1st Floor Area	850 sqft
Basement Area	612 sqft
Finished Basement	612 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	9,857 sqft (0.226 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	110 sqft
Deck Area	200 sqft
Storage Building	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1090592
Street Address	1501 MORNINGSIDE AVE
City	DULUTH
State	MN
Zip	55803-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0022 BLOCK:009 SERIAL #
Legal Subdivision	MORLEY HEIGHTS 1ST ADDITION
Legal Block	9
Legal Lot Number	22
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2017
Census Tract	500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 MORNINGSIDE AVE, DULUTH, MN 55803-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 8, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 21, 2017	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE
Aug 8, 2017	Trustee's Deed, Construction Loan · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20201024274
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1501 MORNINGSIDE AVE, DULUTH, MN 55803-2133
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048459
Date	Oct 20, 2021
Instrument	1048459

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2020
Property Address	1501 MORNINGSIDE AVE, DULUTH, MN 55803-2133
Document Number	00T1024274
Instrument Date	Jun 4, 2020
Instrument	T1024274
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1501 MORNINGSIDE AVE DULUTH MN 558032133, DULUTH, MN 55803-2133

Mortgage

Document Number	T1024275
Date	Jun 8, 2020
Instrument	T1024275

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 21, 2017
Property Address	1501 MORNINGSIDE AVE, DULUTH, MN 55803-2133
Document Number	000T993463
Instrument Date	Dec 15, 2017
Instrument	T993463
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1501 MORNINGSIDE AVE DULUTH MN 558032133, DULUTH, MN 55803-2133

Mortgage

Document Number	T993464
Date	Dec 21, 2017
Instrument	T993464

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 8, 2017
Property Address	1501 MORNINGSIDE AVE, DULUTH, MN 55803-2133
Instrument Date	Jul 25, 2017
Instrument	T988308
Transaction Type	Construction Loan
Record Updated	Aug 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1501 MORNINGSIDE AVE DULUTH MN 558032133, DULUTH, MN 55803-2133

Mortgage

Document Number	000T988308
Date	Aug 8, 2017
Instrument	T988308

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,350.00 (+4.61%) Homeowner's exemption
2025	$5,114.00 (-4.63%) Homeowner's exemption	$407,300 (+6.23%) Land $57,300 Building $350,000	$407,300 (+6.23%) Land $57,300 Building $350,000
2024	$5,362.00	$383,400 (+15.9%) Land $53,400 Building $330,000	$383,400 (+15.9%) Land $53,400 Building $330,000
2022		$330,800 Land $36,600 Building $294,200	$330,800 Land $36,600 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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