Montezuma County property record for 1510 E Main St, Cortez, CO 81321
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,648 sqft · built 1998 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Jul 2013) |
| Tax Bill | $21,477 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R008819 |
| Primary APN | R008819 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,648 sqft Total Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Roof Type | Gable |
| Lot Area | 43,996 sqft (1.01 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | R008819 |
|---|---|
| Street Address | 1510 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2934 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C |
| Legal Description | SUBDIVISION: RICKETTS MINOR LOT: 1 1.01AC B 599 P 119 B 642 P 295 B 643 P 561,566 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 25 |
| Legal Subdivision | RICKETTS MINOR |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 969302 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 720 MAIN ST, ALAMOSA, CO 81101-2540 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2013 · Amount on Record |
| Deed Sale | Jul 22, 2013 · Amount on Record |
| Prior Sale | Nov 8, 2011 |
| Deed Document Number | 2013590107 |
| Prior Transfer Date | Jul 17, 2013 |
| Prior Transfer Doc | 0000590107 |
| Record Updated | Sep 20, 2026 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,477.00 (+12.55%) | $382,029 (+17.55%) Land $159,486 Building $222,543 | $1,317,341 (+17.55%) Land $549,950 Building $767,391 |
| 2024 | $19,083.00 (+9.84%) | $324,991 (-2.61%) Land $133,968 Building $191,023 | $1,120,659 (-2.61%) Land $461,958 Building $658,701 |
| 2023 | $17,374.00 (+24.36%) | $333,691 (+32.28%) Land $133,968 Building $199,723 | $1,150,659 (+32.28%) Land $461,958 Building $688,701 |
| 2022 | $13,971.00 | $252,260 Land $82,932 Building $169,328 | $869,865 Land $285,974 Building $583,891 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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