Montezuma County property record for 1438 E Main St, Cortez, CO 81321
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,826 sqft · built 1981 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $338,500 (Aug 2017) |
| Tax Bill | $8,413 (2025) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008738 |
| Primary APN | R008738 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,826 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Roof Type | Gable |
| Lot Area | 28,314 sqft (0.65 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | R008738 |
|---|---|
| Street Address | 1438 E MAIN ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2932 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C |
| Legal Description | SECTION: 25 TOWNSHIP: 36 RANGE: 16 TR SW1/4SE1/4NW1/4 .65A B 520 P 14 B 534 P 873 B683 P995 R/479910 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 25 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 969302 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 321 WILLOW DR, DURANGO, CO 81301-7573 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Sep 17, 2001 |
| Deed Document Number | 2017612902 |
| Last Transfer Date | Aug 7, 2024 |
| Transfer Doc | 0000657323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 22, 2017 |
| Property Address | 1438 E MAIN ST, CORTEZ, CO 81321-2932 |
| Document Number | 0000612902 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 612902 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.85 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 CANYON CREEK TRL, DURANGO, CO 81303-7506 |
| Document Number | 0000612904 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 612904 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 15, 2037 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,413.00 (+9.74%) | $149,652 (+14.68%) Land $78,005 Building $71,647 | $516,042 (+14.68%) Land $268,983 Building $247,059 |
| 2024 | $7,666.00 (+9.89%) | $130,500 (-6.25%) Land $65,524 Building $64,976 | $450,001 (-6.25%) Land $225,946 Building $224,055 |
| 2023 | $6,976.00 (+13.97%) | $139,200 (+25.95%) Land $65,524 Building $73,676 | $480,001 (+25.95%) Land $225,946 Building $254,055 |
| 2022 | $6,121.00 | $110,521 Land $40,563 Building $69,958 | $381,105 Land $139,871 Building $241,234 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, Visionary Broadband.
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