1510 E 20th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1510 E 20th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.205 acres (8,925 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Feb 2019)
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1115329037`

Property Details

APN / Parcel Number

Primary APN	`1115329037`
Alternative APN	`96873`

Exterior

Lot Area	8,925 sqft (0.205 acres)
Lot Dimensions	119 ft deep x 75 ft wide

Location & Zoning

Account Number	96873
Street Address	1510 E 20TH ST
City	STERLING
State	IL
Zip	61081-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE SUB #2 LOT 2 BLK 4 667200X
Legal Subdivision	LINCOLNSHIRE SUBDIVISION
Legal Block	4
Legal Lot Number	2
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1008
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1510 E 20TH ST, STERLING, IL 61081-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Jul 30, 2015 · Amount on Record
Deed Document Number	2019928
Prior Transfer Date	Feb 21, 2019
Prior Transfer Doc	0000000928
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 27, 2019
Property Address	1510 E 20TH ST, STERLING, IL 61081-1436
Document Number	0000000928
Instrument Date	Feb 21, 2019
Instrument	928
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 8TH AVE STERLING IL 610813814, STERLING, IL 61081-3814

Mortgage

Document Number	929
Date	Feb 27, 2019
Instrument	929

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,516.00	$50,469 Land $4,289 Building $46,180
2024			$151,407 Land $12,867 Building $138,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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