Whiteside County property record for 1503 E 20th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.171 acres (7,487 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1115376016 |
| Primary APN | 1115376016 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,487 sqft (0.171 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 68 ft wide |
| Account Number | 118237 |
|---|---|
| Street Address | 1503 E 20TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-1435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINCOLNSHIRE SUB #2 LOT 14 BLK 3 666900X |
| Legal Subdivision | LINCOLNSHIRE SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1200 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1503 E 20TH ST, STERLING, IL 61081-1435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 1503 E 20TH ST, STERLING, IL 61081-1435 |
| Document Number | 0000007145 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1503 E 20TH ST STERLING IL 610811435, STERLING, IL 61081-1435 |
| Document Number | 0000007145 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 7145 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 26, 2033 |
| Rate | 3.87% |
|---|
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 | $40,325 Land $4,289 Building $36,036 | |
| 2024 | $120,975 Land $12,867 Building $108,108 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Rise Broadband.
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