151 Wordsworth St, Ferndale, MI 48220 Property Records

Oakland County property record for 151 Wordsworth St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 886 sqft · built 1921
Lot Size	0.127 acres (5,532 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Dec 2023)
Tax Bill	$5,286 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-426-003`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-426-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	886 sqft Living Area
1st Floor Area	886 sqft
Basement Area	886 sqft
Unfinished Basement	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,532 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide
Garage Area	316 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	151 WORDSWORTH ST
City	FERNDALE
State	MI
Zip	48220-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 258, ALSO VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	STORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number	258
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1000
Census Tract	173500

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 WORDSWORTH ST, FERNDALE, MI 48220-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Dec 1, 2023	Warranty Deed, Transfer
Jun 14, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2023130684
Deed Book / Page	59038 / 338
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	151 WORDSWORTH ST, FERNDALE, MI 48220-2528
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 TIMBERVIEW DR, TROY, MI 48084-1740

Mortgage

Document Number	0000013726
Date	Feb 9, 2024
Book Page	59159/797
Instrument	13726

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2053

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 1, 2023
Property Address	151 WORDSWORTH ST, FERNDALE, MI 48220-2528
Document Number	0000130684
Book / Page	59038 / 338
Map Reference	LB 8 PG 20
Instrument Date	Nov 27, 2023
Instrument	130684
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 WORDSWORTH ST, FERNDALE, MI 48220-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 TIMBERVIEW DR, TROY, MI 48084-1740

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 14, 2021
Property Address	151 WORDSWORTH ST, FERNDALE, MI 48220-2528
Document Number	0000149957
Book / Page	56378 / 773
Map Reference	LB 8 PG 20
Instrument Date	Jun 9, 2021
Instrument	149957
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1419 E 5TH ST, ROYAL OAK, MI 48067-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 WORDSWORTH ST, FERNDALE, MI 48220-2528

Mortgage

Document Number	0056378776
Date	Jun 14, 2021
Instrument	56378/776

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,286.00 (-2.94%) Homeowner's exemption	$121,630 (+25.86%)	$243,260 (+25.86%)
2024	$5,446.00 (+131.94%)
2023		$96,640	$193,280
2021	$2,348.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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