151 Summerset Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 151 Summerset Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,020 sqft · built 1990
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Company Names on Record
Last Sale	$978,000 (Jul 2015)
Tax Bill	$13,736 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Nov 2018 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`213-440-014-8`

Property Details

APN / Parcel Number

Primary APN	`213-440-014-8`
Alternative APN	`213-440-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	1,506 sqft
2nd Floor Area	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	151 SUMMERSET CT
City	SAN RAMON
State	CA
Zip	94583-4462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6643 POR LOT 4
Legal Subdivision	SUBDIVISION 6643
Legal Tract	6643
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Nov 19, 2018	Deed of Trust, Mortgage · ARM PNC BANK NA
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 9, 2018	Quit Claim Deed, Transfer Quitclaim
May 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 1, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MB FINANCIAL BANK NA
Jun 8, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MB FINANCIAL BANK NA
Jan 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MB FINANCIAL BANK NA
Jan 9, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Prior Sale	Oct 24, 1997 · Amount on Record
Deed Document Number	2015154663
Last Transfer Date	Apr 19, 2018
Transfer Doc	0000072503
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034533
Date	Mar 13, 2019
Instrument	2019-034533

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187219
Date	Nov 19, 2018
Instrument	2018-187219

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057601
Date	Mar 25, 2020
Instrument	2020-057601

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number	0000322437
Date	Dec 22, 2020
Instrument	2020-322437

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number	0000050699
Date	Feb 18, 2021
Instrument	2021-050699

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number	0000034779
Date	Feb 24, 2022
Instrument	2022-034779

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000138046
Date	Jul 13, 2020
Instrument	2020-138046

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 9, 2018
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000072503
Instrument Date	Apr 19, 2018
Instrument	72503
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	151 SUMMERSET CT SAN RAMON CA 945834462, SAN RAMON, CA 94583-4462

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2018
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000071006
Map Reference	MB 298 PG 10&11
Instrument Date	Apr 19, 2018
Instrument	2018-071006
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number	0000071007
Date	May 7, 2018
Instrument	2018-071007

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 1, 2017
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000225821
Instrument Date	Nov 21, 2017
Instrument	225821
Transaction Type	Transfer
Record Updated	Dec 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	151 SUMMERSET CT SAN RAMON CA 945834462, SAN RAMON, CA 94583-4462

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 1, 2017
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000225819
Map Reference	MB298 PG10&11
Instrument Date	Nov 21, 2017
Instrument	2017-225819
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number	0000225820
Date	Dec 1, 2017
Instrument	2017-225820

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2017
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000102043
Instrument Date	May 24, 2017
Instrument	102043
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	151 SUMMERSET CT SAN RAMON CA 945834462, SAN RAMON, CA 94583-4462

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2017
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000102040
Map Reference	MB298 PG10&11
Instrument Date	May 24, 2017
Instrument	2017-102040
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number	0000102041
Date	Jun 8, 2017
Instrument	2017-102041

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2042

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2017
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000004129
Map Reference	MB298 PG10&11
Instrument Date	Dec 8, 2016
Instrument	2017-004129
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number	0000004131
Date	Jan 9, 2017
Instrument	2017-004131

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 9, 2017
Property Address	151 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number	0000004132
Instrument Date	Dec 8, 2016
Instrument	4132
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	151 SUMMERSET CT SAN RAMON CA 945834462, SAN RAMON, CA 94583-4462

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,180,900 (+2%) Land $694,292 Building $486,608
2025	$13,736.00 (+3.79%)	$1,157,746 (+4.04%) Land $680,679 Building $477,067
2023	$13,235.00 (+0.92%)	$1,112,792 Land $654,249 Building $458,543
2022	$13,114.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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