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140 Summerset Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 140 Summerset Ct, San Ramon, CA 94583 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,348 sqft Living Area
Lot Size5,200 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$1,995,000 (2024)
Tax Bill$22,800.00 (2025)

Owner

Source: Contra Costa County records · APN 213-440-011-4

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address140 SUMMERSET CT, SAN RAMON, CA 94583-4462
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Dec 01, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2024 · Amount on Record
Deed SaleAug 15, 2024 · Amount on Record
Prior SaleAug 25, 2015 · Amount on Record
Deed Doc Number202479196
Prior Transfer DateNov 18, 2020
Prior Transfer Doc0000292412
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateAug 07, 2026
Property Address140 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number0000082983
Instrument DateJul 31, 2026
Instrument202682983
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address140 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number0000082983,
DateAug 07, 2026
Instrument202682983
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateDec 01, 2020
Property Address140 SUMMERSET CT, SAN RAMON, CA 94583-4462
Document Number0000292412
Map ReferenceMB 298 PG 10&11
Instrument DateNov 18, 2020
Instrument2020-292412
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyWFG NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 SUMMERSET CT, SAN RAMON, CA 94583-4462

Mortgage

Document Number0000292413
DateDec 01, 2020
Instrument2020-292413
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,034,900 (+2%) Land $1,428,000 Building $606,900
2025$22,800.00 (+78.82%)$1,995,000 (+85.54%) Land $1,400,000 Building $595,000
2023$12,750.00 (+0.93%) Homeowner's exemption$1,075,244 Land $682,695 Building $392,549
2022$12,632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN213-440-011-4
Alternative APN
  • 213-440-011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Building Area2,348 sqft Living Area
1st Floor1,236 sqft 1st Floor
2nd Floor1,112 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Architectural StyleCluster Style
Lot Area5,200 sqft (0.119 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area448 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address140 SUMMERSET CT
CitySAN RAMON
StateCA
Zip94583-4462
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT6643 L11
Legal SubdivisionSUBDIVISIN 6643
Legal Tract6643
Legal Lot Number11
JurisdictionCONTRA COSTA CA
Minor Civil DivisionCENTRAL CONTRA COSTA
Census Blockgroup1
Census Block1000
Census Tract345111

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