151 Smith Rd, Morgantown, WV 26501 Property Records

Monongalia County property record for 151 Smith Rd, Morgantown, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 2018
Lot Size	2.63 acres (114,650 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jun 2017)
Tax Bill	$1,309 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-9-0042.0024`

Property Details

APN / Parcel Number

Primary APN	`03-9-0042.0024`
Alternative APN	`31-03-9-0042.0024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	3,078 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	114,650 sqft (2.63 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	151 SMITH RD
City	MORGANTOWN
State	WV
Zip	26501-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL CC OR 2.632 AC SUR WADES RUN
Legal Subdivision	SUR WADES RUN
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	2
Census Block	2026
Census Tract	11500

Owner

151 Smith Rd is owned by two individuals who bought it in June 2017.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 SMITH RD, MORGANTOWN, WV 26501-2074
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRMONT FCU
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit FAIRMONT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Deed Document Number	2017690080
Deed Book / Page	1592 / 566
Prior Transfer Date	Jun 20, 2017
Prior Transfer Doc	1592/566
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	151 SMITH RD, MORGANTOWN, WV 26501-2073
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 144, PURSGLOVE, WV 26546-0144

Mortgage

Document Number	002494/506
Date	Jan 20, 2022
Book Page	2494/506
Instrument	855296

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26554

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2029
Change Frequency	7 Years
Min Rate At Change	4%
Max Rate At Change	4.5%
Index	5-Year CMT
Margin	2
Max Rate	8.5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	151 SMITH RD, MORGANTOWN, WV 26501-2073
Document Number	0000743703
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 144 PURSGLOVE WV 265460144, PURSGLOVE, WV 26546-0144

Mortgage

Document Number	0000743703
Date	Nov 28, 2018
Book Page	002269/000307
Instrument	743703

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26555-2139

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 27, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 151 Smith Rd was $1,309, up 53.3% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,309.00 (+53.28%)	$122,640 (+53.34%) Land $13,800 Building $108,840	$204,400 (+53.34%) Land $23,000 Building $181,400
2025	$854.00	$79,980 Land $13,800 Building $66,180	$133,300 Land $23,000 Building $110,300
2023	$870.00 (+5.97%)	$81,360 (+1.5%) Land $13,800 Building $67,560	$135,600 (+1.5%) Land $23,000 Building $112,600
2022	$821.00	$80,160 Land $13,740 Building $66,420	$133,600 Land $22,900 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 Smith Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Smith Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT VALLEY PSD serves 2,231 people · EPA ID WV3303112
Water Source	Purchased surface water from MORGANTOWN UTILITY BOARD
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jul 2019
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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