122 Smith Rd, Morgantown, WV 26501 Property Records

Monongalia County property record for 122 Smith Rd, Morgantown, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,352 sqft · built 1995
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Tax Bill	$610 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-9-0060.0004`

Property Details

APN / Parcel Number

Primary APN	`03-9-0060.0004`
Alternative APN	`31-03-9-0060.0004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	2,704 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	50,094 sqft (1.15 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	122 SMITH RD
City	MORGANTOWN
State	WV
Zip	26501-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 OR .87 AC SCOTCHEL SUBDIVISION
Legal Subdivision	SCOTCHEL SUB
Legal Lot Number	3
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	2
Census Block	2026
Census Tract	11500

Owner

122 Smith Rd is owned and occupied by an individual who acquired it in October 2019.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	122 SMITH RD, MORGANTOWN, WV 26501-2073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRMONT FCU
Nov 19, 2019	Quit Claim Deed, Mortgage FAIRMONT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 9, 2019
Transfer Doc	1688/230
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	122 SMITH RD, MORGANTOWN, WV 26501-2073
Document Number	0000800133
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SMITH RD MORGANTOWN WV 265012073, MORGANTOWN, WV 26501-2073

Mortgage

Document Number	0000800133
Date	Aug 31, 2020
Book Page	002378/000305
Instrument	800133

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26554

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 30, 2045

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONONGALIA WV
Recording Date	Nov 19, 2019
Property Address	122 SMITH RD, MORGANTOWN, WV 26501-2073
Document Number	0000777306
Book / Page	001688 / 000230
Instrument Date	Oct 9, 2019
Instrument	777306
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SMITH RD MORGANTOWN WV 265012073, MORGANTOWN, WV 26501-2073

Mortgage

Document Number	777310
Date	Nov 19, 2019
Book Page	002322/000673
Instrument	777310

Lender

Name	FAIRMONT FCU
Type	Credit Union
Address	FAIRMONT, WV 26555-2139

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2026 property tax bill for 122 Smith Rd was $610, up 5.7% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$610.00 (+5.72%)	$57,120 (+5.66%) Land $12,540 Building $44,580	$95,200 (+5.66%) Land $20,900 Building $74,300
2025	$577.00	$54,060 Land $12,840 Building $41,220	$90,100 Land $21,400 Building $68,700
2023	$590.00 (+7.47%)	$55,200 (+3.02%) Land $12,840 Building $42,360	$92,000 (+3.02%) Land $21,400 Building $70,600
2022	$549.00	$53,580 Land $12,780 Building $40,800	$89,300 Land $21,300 Building $68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Smith Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Smith Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT VALLEY PSD serves 2,231 people · EPA ID WV3303112
Water Source	Purchased surface water from MORGANTOWN UTILITY BOARD
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jul 2019
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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