151 Silver St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 151 Silver St, Waterville, ME 04901

Property Summary

Property TypeOffice Building
Details2.5 ba · 3,800 sqft · built 1945
Lot Size1.33 acres (57,935 sqft)
OwnerCompany Name on File
Last Sale$270,000 (Nov 2019)
Tax Bill$6,387 (2025)
Deeds & MortgagesSep 2026 Mortgage
Nov 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:038 B:128

Property Details

APN / Parcel Number

Primary APNWAVL M:038 B:128
Alternative APN
  • 2820

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories1 Story
Building Area3,800 sqft Total Area
Gross Area4,000 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2820
Street Address151 SILVER ST
CityWATERVILLE
StateME
Zip04901-5813
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal Block128
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group6
Census Block6015
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

151 Silver St, a commercial property, is owned by a company that bought it in November 2019.

Source: Kennebec County and Waterville City records, as of September 30, 2026

Owner of RecordCompany Name on File
Mailing Address290 BRIDGTON RD, 2, WESTBROOK, ME 04092-3754
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Deed of Trust, Mortgage
TRUST COMPANY
Nov 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ANDROSCOGGIN BANK
Nov 26, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2019 · Amount on File
Deed SaleNov 26, 2019 · Amount on File
Deed Document Number201927642
Deed Book / Page13410 / 121
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Recording DateSep 15, 2026
Property Address151 SILVER ST, WATERVILLE, ME 04901-5813
Document Number0000022021
Book / Page15861 / 206
Instrument DateSep 14, 2026
Instrument202622021
Transaction TypeMortgage
Record UpdatedSep 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022021,
DateSep 15, 2026
Book Page15861/206
Instrument202622021
Lender
NameTRUST COMPANY
Agreement
AmountAmount on Record
Interest
Max Rate-1%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address151 SILVER ST, WATERVILLE, ME 04901-5813
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019027681
DateNov 27, 2019
Book Page13410/292
Instrument2019027681
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueDec 1, 2039

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateNov 26, 2019
Property Address151 SILVER ST, WATERVILLE, ME 04901-5813
Document Number2019027642
Book / Page13410 / 121
Instrument DateNov 26, 2019
Instrument2019027642
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 LADYSLIPPER LN, FALMOUTH, ME 04105-2052

Tax Assessment & Valuation

The 2025 property tax bill for 151 Silver St was $6,387, down 13.9% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,387.00 (-13.9%)$375,700 (+1.29%) Land $132,500 Building $243,200
2024$7,418.00 (+0.5%)$370,900 (-) Land $160,800 Building $210,100
2023$7,381.00 (+6.14%)$370,900 (+37.88%) Land $160,800 Building $210,100
2022$6,954.00$269,000 Land $95,600 Building $173,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 151 Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 151 Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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