149 Silver St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 149 Silver St, Waterville, ME 04901

Property Summary

Property Type	Office Building
Details	1.5 ba · 3,736 sqft · built 1920
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2025)
Tax Bill	$6,377 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:038 B:129`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:038 B:129`
Alternative APN	`4403`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	3,736 sqft Total Area
Gross Area	7,409 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4403
Street Address	149 SILVER ST
City	WATERVILLE
State	ME
Zip	04901-5813
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Block	129
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	6
Census Block	6015
Census Tract	24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

149 Silver St, a commercial property, is owned by two individuals who bought it in November 2025.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	133 1ST RANGEWAY, WATERVILLE, ME 04901-5285
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Deed Book / Page	15555 / 138
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Nov 12, 2025
Property Address	149 SILVER ST, WATERVILLE, ME 04901-5813
Document Number	2025025444
Book / Page	15555 / 138
Instrument Date	Nov 7, 2025
Instrument	2025025444
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	133 1ST RANGEWAY, WATERVILLE, ME 04901-5285

Mortgage

Document Number	2025025445
Date	Nov 12, 2025
Instrument	2025025445

Lender

Name	LUMINATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 149 Silver St was $6,377.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,377.00	$375,100 Land $107,600 Building $267,500
2023	$5,333.00 (+26.4%)	$268,000 (+64.22%) Land $82,900 Building $185,100
2022	$4,219.00	$163,200 Land $47,200 Building $116,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 149 Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000