Franklin County property record for 151 Scarlet Oak Loop, Villa Ridge, MO 63089
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $210 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2025 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-4-17.0-0-020-028.480 |
| Primary APN | 18-4-17.0-0-020-028.480 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 151 SCARLET OAK LOOP |
|---|---|
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-1112 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT: 42 OAK HOLLOW PLAT 5 |
| Legal Subdivision | OAK HOLLOW |
| Legal Lot Number | 42 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 800104 |
151 Scarlet Oak Loop, residential vacant land, is owned by two individuals who acquired it in February 2025.
Source: Franklin County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | SCARLET OAK LOOP, VILLA RIDGE, MO 63089 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF WASHINGTON |
| Apr 28, 2025 | Deed of Trust, Mortgage · Construction Mortgage BANK OF WASHINGTON |
| Feb 28, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 |
| Deed Sale | Feb 28, 2025 |
| Deed Document Number | 2025223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 6, 2026 |
| Property Address | 151 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1112 |
| Document Number | 0002604267 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20262604267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY |
| Name | Verified Name |
|---|---|
| Address | 151 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1112 |
| Document Number | 0002604267, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20262604267 |
| Name | BANK OF WASHINGTON |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 30, 2036 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 151 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1112 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002504725 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 2504725 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 28, 2025 |
| Property Address | 151 SCARLET OAK LOOP, VILLA RIDGE, MO 63089-1112 |
| Document Number | 0002502223 |
| Map Reference | DOC 2211833 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2502223 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 926 BURCHTON DR, SUGAR LAND, TX 77479-5956 |
The 2025 property tax bill for 151 Scarlet Oak Loop was $210.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210.00 | $3,888 | $32,400 Land $32,400 |
| 2023 | $215.00 | $3,888 | $32,400 Land $32,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 151 Scarlet Oak Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 151 Scarlet Oak Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| BlueBit Networks Fiber | 200 / 200 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T.
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