151 S Clay St, Coldwater, MI 49036 Property Records

Branch County property record for 151 S Clay St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,130 sqft
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$1,684 (2025)
Flood Zone	Zone X (minimal risk)
APN	`304-000-000-489-00`

Property Details

APN / Parcel Number

Primary APN	`304-000-000-489-00`

Interior

Full Baths	1 Bath
Building Area	1,130 sqft Building Perimeter
1st Floor Area	1,130 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Lot Area	14,810 sqft (0.34 acres)
Garage Area	627 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	151 S CLAY ST
City	COLDWATER
State	MI
Zip	49036-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 317 EBENEZER PECKHAM ADD SEE L 375 P 845 SEC 21 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	21
Legal Subdivision	EBENEZER PECKHAM ADD
Legal Lot Number	317
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1026
Census Tract	951600

Owner

151 S Clay St is owned and occupied by an individual.

Source: Branch County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	151 S CLAY ST, COLDWATER, MI 49036-1812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 151 S Clay St was $1,684, up 3.4% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,850 (+21.04%)	$123,700 (+21.04%)
2025	$1,684.00 (+3.44%)	$51,100	$102,200
2024	$1,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 151 S Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 151 S Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20