Branch County property record for 137 S Clay St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 793 sqft |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (May 2006) |
| Tax Bill | $682 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-491-00 |
| Primary APN | 304-000-000-491-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 793 sqft Living Area |
| 1st Floor Area | 793 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Architectural Style | Colonial |
|---|---|
| Lot Area | 2,614 sqft (0.06 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 137 S CLAY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 2 RDS IN WIDTH OF W 2/3 LOT 319 EBENEZER PECKHAM ADDN EXC E 3 RDS IN WIDTH OF W 2/3 SD LOT |
| Legal Subdivision | EBENEZER PECKHAM ADD |
| Legal Lot Number | 319 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 951600 |
137 S Clay St is owned and occupied by an individual who bought it in May 2006.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 S CLAY ST, COLDWATER, MI 49036-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2006 · Amount on File |
| Deed Sale | May 1, 2006 · Amount on File |
| Prior Sale | Oct 24, 1994 |
| Deed Document Number | 20063517 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 137 S Clay St was $682, up 3.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,850 (+6.56%) | $61,700 (+6.56%) | |
| 2025 | $682.00 (+3.65%) | $28,950 | $57,900 |
| 2024 | $658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 S Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 137 S Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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