Hardin County property record for 151 Oak St, Upton, KY 42784
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $25,000 (Aug 2023) |
| Tax Bill | $315 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-40-00-087 |
| Primary APN | 196-40-00-087 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 151 OAK ST |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:05 CITY/MUNI/TWP:UPTON(CITY) |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1602 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12050 S DIXIE HWY, SONORA, KY 42776-9739 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LINCOLN NATIONAL BANK |
| Aug 7, 2023 | Deed, Transfer |
| Jul 27, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2023 · Amount on Record |
| Deed Document Number | 0001556468 |
| Deed Book / Page | 1556 / 468 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 151 OAK ST, UPTON, KY 42784-9414 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12050 S DIXIE HWY, SONORA, KY 42776-9739 |
| Document Number | 02493/1499 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 2493/1499 |
| Name | LINCOLN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 16, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 7, 2023 |
| Property Address | 151 OAK ST, UPTON, KY 42784-9414 |
| Document Number | 001556/468 |
| Book / Page | 1556 / 468 |
| Instrument Date | Aug 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 151 OAK ST, UPTON, KY 42784-9414 |
| Name | Verified Name |
|---|---|
| Address | 12050 S DIXIE HWY, SONORA, KY 42776-9739 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 27, 2023 |
| Property Address | 151 OAK ST, UPTON, KY 42784-9414 |
| Document Number | 01555/1299 |
| Book / Page | 1555 / 1299 |
| Instrument Date | Mar 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $23.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 STAR MILLS RD, GLENDALE, KY 42740-9747 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 151 OAK ST, UPTON, KY 42784-9414 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Upton City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315.00 (+111.41%) | $21,600 (+142.7%) Land $21,600 | $21,600 (+142.7%) Land $21,600 |
| 2023 | $8,900 (-) Land $5,500 Building $3,400 | $8,900 (-) Land $5,500 Building $3,400 | |
| 2022 | $8,900 Land $5,500 Building $3,400 | $8,900 Land $5,500 Building $3,400 | |
| 2021 | $149.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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