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140 Oak St, Upton, KY 42784 Property Records

Hardin County property record for 140 Oak St, Upton, KY 42784 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,266 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$157,000 (2021)
Tax Bill$1,883.00 (2025)

Property Details

APN / Parcel Number

Primary APN196-30-00-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,266 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Foundation TypeRaised Foundation
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached Garage
Garage Area403 sqft Garage
Shed1 Shed
Shed Area300 sqft Shed

Utilities and HVAC

Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address140 OAK ST
CityUPTON
StateKY
Zip42784-9414
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARVEY JONES PROP LT 05
Legal SubdivisionHARVEY JONES PROP
Legal Lot Number5
JurisdictionHARDIN KY
Minor Civil DivisionSONORA
Census Blockgroup2
Census Block2036
Census Tract1602

Owner

Source: Hardin County records · APN 196-30-00-012

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 OAK ST, UPTON, KY 42784-9414
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
PROSPERITY HOME MORTGAGE LLC
May 09, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMETOWN LENDERS
Dec 07, 2017Deed of Trust, Mortgage · Building or Construction Mortgage
WEST POINT BANK
Nov 24, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Jan 09, 2019Deed of Trust, Mortgage · Stand Alone Refinance
WEST POINT BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2021 · Amount on Record
Deed SaleMay 14, 2021 · Amount on Record
Prior SaleMay 30, 2014 · Amount on Record
Deed Doc Number0015111122
Deed Book / Page1511 / 1122
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN KY
Recording DateMay 14, 2021
Property Address140 OAK ST, UPTON, KY 42784-9414
Document Number01511/1122
Book / Page1511 / 1122
Instrument DateMay 07, 2021
Transaction TypeTransfer
Record UpdatedDec 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$157.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1521 FISHER LN, MT WASHINGTON, KY 40047-7476

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 OAK ST, UPTON, KY 42784-9414

Mortgage

Document Number002380/482
DateMay 14, 2021
Book Page2380/482
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address140 OAK ST, UPTON, KY 42784-9414
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyMATTINGLY FORD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2266/1423
DateMay 09, 2019
Book Page2266/1423
Instrument20190-00005418
Lender
NameHOMETOWN LENDERS
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address140 OAK ST, UPTON, KY 42784-9414
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2218/472
DateDec 07, 2017
Book Page2218/472
Lender
NameWEST POINT BANK
TypeBank
AddressRADCLIFF, KY 40159
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 06, 2018

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address140 OAK ST, UPTON, KY 42784-9414
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2347/1050
DateNov 24, 2020
Book Page2347/1050
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address140 OAK ST, UPTON, KY 42784-9414
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2256/71
DateJan 09, 2019
Book Page2256/71
Instrument20190-00000353
Lender
NameWEST POINT BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityUpton City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,883.00 (+18.28%)$157,000 (-) Land $9,100 Building $147,900$157,000 (-) Land $9,100 Building $147,900
2023$157,000 Land $9,100 Building $147,900$157,000 Land $9,100 Building $147,900
2021$1,592.00

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