149 Gardner Rd, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 149 Gardner Rd, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2020
Lot Size	2.51 acres (109,466 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Sep 2018)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2018 Sale + 2 more
APN	`WINC M:12 B:0 L:45`

Property Details

APN / Parcel Number

Primary APN	`WINC M:12 B:0 L:45`
Alternative APN	`WCDN M:12 B:0 L:45`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	3,210 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,466 sqft (2.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	149 GARDNER RD
City	WINCHENDON
State	MA
Zip	01475-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	45
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	2
Census Block	2014
Census Tract	701101

Owner

149 Gardner Rd is owned and occupied by an individual who bought it in September 2018.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	149 GARDNER RD, WINCHENDON, MA 01475-2108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage DIGITAL FCU
Sep 21, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage DIGITAL EMP FCU
May 18, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	59433 / 331
Transfer Doc	059433-331
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	149 GARDNER RD, WINCHENDON, MA 01475-2108
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59687-180
Date	Nov 14, 2018
Book Page	59687/180
Instrument	120983

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2038

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Sep 21, 2018
Property Address	149 GARDNER RD, WINCHENDON, MA 01475-2108
Document Number	59433-331
Book / Page	059433 / 000331
Instrument Date	Sep 21, 2018
Instrument	99808
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$22.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 GARDNER RD WINCHENDON MA 01475, WINCHENDON, MA 01475

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Jun 15, 2018
Property Address	149 GARDNER RD, WINCHENDON, MA 01475-2108
Document Number	58947-210
Book / Page	058947 / 000210
Instrument Date	Jun 15, 2018
Instrument	58712
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,101.24
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 GARDNER RD WINCHENDON MA 014752108, WINCHENDON, MA 01475-2108

Mortgage

Document Number	58947-213
Date	Jun 15, 2018
Book Page	058947/000213
Instrument	58713

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	May 18, 2017
Property Address	149 GARDNER RD, WINCHENDON, MA 01475-2108
Document Number	57131-23
Book / Page	057131 / 000023
Instrument Date	Feb 28, 2017
Instrument	50215
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Amount	Amount on Record
Tax	$456.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 GARDNER RD WINCHENDON MA 01475, WINCHENDON, MA 01475

Tax Assessment & Valuation

The 2025 property tax bill for 149 Gardner Rd was $4,775, up 5.9% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,775.00 (+5.95%)	$406,400 (+13.08%) Land $51,700 Building $354,700	$360,715 (+4.86%)
2024	$4,507.00 (+2.6%)	$359,400 (+9.64%) Land $47,400 Building $312,000	$343,995
2023	$4,393.00	$327,800 Land $45,200 Building $282,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 149 Gardner Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 149 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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