Morrow County property record for 151 E Main St, Cardington, OH 43315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,664 sqft · built 1900 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Apr 2011) |
| Tax Bill | $2,993 (2025) |
| Deeds & Mortgages | Dec 2013 Line of Credit Dec 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C09-015-00-026-00 |
| Primary APN | C09-015-00-026-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,552 sqft |
| 1st Floor Area | 1,664 sqft |
| Upper Floors Area | 832 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 5,837 sqft (0.134 acres) |
| Lot Dimensions | 117 ft deep x 50 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 332 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 151 E MAIN ST |
|---|---|
| City | CARDINGTON |
| State | OH |
| Zip | 43315-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 32A NPT RTS:0 |
| Legal Lot Number | 32A |
| Jurisdiction | MORROW OH |
| Township / Civil Division | CARDINGTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 965300 |
Source: Morrow County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 151 E MAIN ST, CARDINGTON, OH 43315-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2013 | Deed of Trust, Mortgage · Line of Credit US BANK NATIONAL ASSOCIATION |
| Dec 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance NATIONS LENDING CORP |
| Apr 28, 2011 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2011 · Amount on Record |
| Deed Sale | Apr 28, 2011 · Amount on Record |
| Prior Sale | Jan 18, 2005 · Amount on Record |
| Deed Document Number | 2011341929 |
| Deed Book / Page | 741 / 507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OH |
| Property Address | 151 E MAIN ST, CARDINGTON, OH 43315-1115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000808/233 |
|---|---|
| Date | Dec 2, 2013 |
| Book Page | 808/233 |
| Instrument | 356800 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|---|
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 8, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Dec 29, 2022 |
| Property Address | 151 E MAIN ST, CARDINGTON, OH 43315-1115 |
| Document Number | 001069/732 |
| Book / Page | 1069 / 732 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 410622 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 E MAIN ST, CARDINGTON, OH 43315-1115 |
| Document Number | 0000410623 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 410623 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Apr 28, 2011 |
| Property Address | 151 E MAIN ST, CARDINGTON, OH 43315-1115 |
| Document Number | 741/507 |
| Book / Page | 741 / 507 |
| Instrument Date | Apr 25, 2011 |
| Instrument | 341929 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 E MAIN ST, CARDINGTON, OH 43315-1115 |
| Document Number | 000741/509 |
|---|---|
| Date | Apr 28, 2011 |
| Book Page | 741/509 |
| Instrument | 341930 |
| Name | AMERICAN MORTGAGE SERVICE COMPANY |
|---|---|
| Address | 11503 SPRINGFIELD PIKE, CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2041 |
Source: Morrow County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Morrow County |
| County Subdivision | Cardington Township |
| Municipality | Cardington Village |
| Unified School District | Cardington-Lincoln Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,300 (-) Land $12,900 Building $123,400 | ||
| 2025 | $2,993.00 (+44.73%) Homeowner's exemption | $47,710 (-) Land $4,520 Building $43,190 | |
| 2023 | $2,068.00 (+12.21%) | $47,710 (+26.08%) Land $4,520 Building $43,190 | $136,300 (+26.09%) Land $12,900 Building $123,400 |
| 2022 | $1,843.00 | $37,840 Land $3,610 Building $34,230 | |
| 2020 | $108,100 Land $10,300 Building $97,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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