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145 E Main St, Cardington, OH 43315 Property Records

Morrow County property record for 145 E Main St, Cardington, OH 43315

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,748 sqft · built 1901
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on Record
Last Sale$98,500 (Feb 2018)
Tax Bill$2,737 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC09-015-00-029-00

Property Details

APN / Parcel Number

Primary APNC09-015-00-029-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,748 sqft Living Area
Gross Area2,963 sqft
1st Floor Area1,940 sqft
Upper Floors Area778 sqft
Basement Area874 sqft
Unfinished Basement437 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialStucco
Foundation TypeNo Foundation
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions198 ft deep x 50 ft wide
Garage Area192 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area394 sqft
Patio Area240 sqft
Lean-To24 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address145 E MAIN ST
CityCARDINGTON
StateOH
Zip43315-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 29 RTS:0
Legal Lot Number29
JurisdictionMORROW OH
Township / Civil DivisionCARDINGTON
Census Block Group3
Census Block3006
Census Tract965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address145 E MAIN ST, CARDINGTON, OH 43315-1115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2018Deed of Trust, Mortgage
OHIO HOUSING FINANCE
Feb 2, 2018Warranty Deed, Transfer
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2018 · Amount on Record
Deed SaleFeb 2, 2018 · Amount on Record
Prior SaleOct 31, 2002 · Amount on Record
Deed Book / Page913 / 683
Prior Transfer DateJun 21, 2001
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address145 E MAIN ST, CARDINGTON, OH 43315-1115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000913/0000000704
DateFeb 2, 2018
Book Page0000000913/0000000704
Lender
NameOHIO HOUSING FINANCE
Agreement
AmountAmount Recorded

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORROW OH
Recording DateFeb 2, 2018
Property Address145 E MAIN ST, CARDINGTON, OH 43315-1115
Document Number000913/683
Book / Page913 / 683
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 E MAIN ST, CARDINGTON, OH 43315-1115

Mortgage

Document Number0000000913/0000000684
DateFeb 2, 2018
Book Page0000000913/0000000684
Lender
NameUS BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term359 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMorrow County
County SubdivisionCardington Township
MunicipalityCardington Village
Unified School DistrictCardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,600 (-) Land $15,700 Building $108,900
2025$2,737.00 (+44.43%) Homeowner's exemption$43,620 (-) Land $5,500 Building $38,120
2023$1,895.00 (+12.33%)$43,620 (+26.36%) Land $5,500 Building $38,120$124,600 (+26.37%) Land $15,700 Building $108,900
2022$1,687.00$34,520 Land $4,380 Building $30,140
2020$98,600 Land $12,500 Building $86,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARDINGTON VILLAGE PWS
serves 2,079 people · EPA ID OH5900112
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Smart Way Communications.

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