151 E 12th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 151 E 12th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1880
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$95,500 (Jul 2024)
Tax Bill$1,684 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.42-02-02

Property Details

APN / Parcel Number

Primary APN351200 128.42-02-02
Alternative APNs
  • 120012804200020020000000
  • 4959

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area722 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions198 ft deep x 33 ft wide
PorchSlab
Porch Area218 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4959
Street Address151 E 12TH ST
CityOSWEGO
StateNY
Zip13126-2343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal DescriptionB 96, L 1,3 096-008-000
Legal SubdivisionEAST OSWEGO
Legal Block2
Legal Lot Number2.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1020
Census Tract21605

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 ERIE ST, OSWEGO, NY 13126-3824
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2024 · Amount on Record
Deed SaleJul 22, 2024 · Amount on Record
Prior SaleFeb 5, 1999 · Amount on Record
Deed Document Number2024R-2024-006041
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address151 E 12TH ST, OSWEGO, NY 13126-2343
Document Number0000005525
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address149 E 12TH ST OSWEGO NY 131262343, OSWEGO, NY 13126-2343

Mortgage

Document Number0000005525
DateJul 3, 2019
Instrument5525
Lender
NameCOMPASS FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,684.00$95,400 (+138.5%) Land $20,800 Building $74,600$95,400 (+97.95%) Land $20,800 Building $74,600
2023$40,000 Land $8,200 Building $31,800$48,193 Land $9,880 Building $38,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

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