Oswego County and Oswego City property record for 105 E 12th St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,434 sqft · built 1985 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Dec 2022) |
| Tax Bill | $2,502 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.34-02-10 |
| Primary APN | 351200 128.34-02-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,009 sqft |
| Upper Floors Area | 425 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 100 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 454 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5441 |
|---|---|
| Street Address | 105 E 12TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN1 |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 E 12TH ST, OSWEGO, NY 13126-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2022 · Amount on Record |
| Deed Sale | Dec 12, 2022 · Amount on Record |
| Prior Sale | Jul 16, 2003 · Amount on Record |
| Deed Document Number | 2022R-2022-013358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 12, 2022 |
| Property Address | 105 E 12TH ST, OSWEGO, NY 13126-1635 |
| Document Number | 0000003358 |
| Instrument Date | Dec 3, 2022 |
| Instrument | R-2022-013358 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2326 DONNA DR, VESTAL, NY 13850-2621 |
| Name | Verified Name |
|---|---|
| Address | 2 S DIVISION ST, OSWEGO, NY 13126-3143 |
| Document Number | 0000003359 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | R-2022-013359 |
| Name | COMPASS FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2052 |
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,502.00 (-1.15%) | ||
| 2025 | $2,531.00 | $135,000 (+42.11%) Land $19,400 Building $115,600 | $135,000 (+17.95%) Land $19,400 Building $115,600 |
| 2023 | $95,000 Land $10,300 Building $84,700 | $114,458 Land $12,410 Building $102,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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