Volusia County property record for 151 Cumberland Ave, Ormond Beach, FL 32174 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,516 sqft Living Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Garage | 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,965.00 (2025) |
| Primary APN | 4240-01-01-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,516 sqft Living Area |
| 1st Floor | 1,516 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| Depth X Width | 200 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 480 sqft Garage |
| Pool Area | 420 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 224 sqft Shed |
| Patio Area | 240 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 209 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3148592.0 |
|---|---|
| Old Parcel Number | 32144001010120 |
| Street Address | 151 CUMBERLAND AVE |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-5346 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 & 13 BLK 1 ORMOND TERR MB 21 PGS 163-166 INC PER OR 4688 PG 4837 PER UNREC D/C PER OR 7641 PG 4597 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 40 |
| Legal Subdivision | ORMOND |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 12-13 13 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 80700 |
Source: Volusia County records · APN 4240-01-01-0120
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5346 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jan 04, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2022 |
| Deed Sale | Feb 01, 2022 |
| Prior Sale | May 23, 2001 · Amount on Record |
| Deed Doc Number | 0082122016 |
| Deed Book / Page | 7641 / 4597 |
| Prior Transfer Date | Jan 04, 2019 |
| Prior Transfer Doc | 2019-002722 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 151 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 151 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5346 |
| Document Number | 0082122017 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 8212/2017 |
| Instrument | 2022049214 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 04, 2019 |
| Property Address | 151 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5346 |
| Document Number | 0076414597 |
| Book / Page | 7641 / 4597 |
| Map Reference | MB 6 PG 178 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2019-002722 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 151 CUMBERLAND AVE, ORMOND BEACH, FL 32174-5346 |
| Document Number | 2019002723 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 2019-002723 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Type Change Date | Jan 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 9.87% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 12.8% |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,965.00 (+16.41%) Homeowner's exemption | $265,321 (+5.99%) | $386,584 (+1.18%) Land $72,800 Building $313,784 |
| 2023 | $3,406.00 (+3.49%) Homeowner's exemption | $250,334 (+3%) | $382,081 (+16.3%) Land $66,080 Building $316,001 |
| 2022 | $3,291.00 Senior Citizen's exemption | $243,043 | $328,524 Land $66,080 Building $262,444 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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