Erie County and Cheektowaga Town property record for 151 Clover Pl, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 819 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $53,192 (Jun 2003) |
| Tax Bill | $3,914 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification Oct 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-0524000 |
| Primary APN | 022-0524000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 819 sqft Living Area |
| 1st Floor Area | 819 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 022-0524000 |
|---|---|
| Street Address | 151 CLOVER PL |
| City | BUFFALO |
| State | NY |
| Zip | 14225-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 962 SL 136 TO 138 |
| Legal Subdivision | SATTLE ESTATE |
| Legal Block | 9 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10600 |
Source: Erie County and Cheektowaga Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 151 CLOVER PL, BUFFALO, NY 14225-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2019 | Loan Modification, Mortgage · FHA Mortgage M&T BK |
| Oct 31, 2016 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2003 · Amount on Record |
| Deed Sale | Jun 23, 2003 · Amount on Record |
| Deed Document Number | 20031082 |
| Deed Book / Page | 11044 / 4157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 151 CLOVER PL, BUFFALO, NY 14225-3330 |
| Document Number | 0139257081 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 151 CLOVER PL CHEEKTOWAGA NY 142253330, CHEEKTOWAGA, NY 14225-3330 |
| Document Number | 0139257081 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 013925/007081 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 151 CLOVER PL, BUFFALO, NY 14225-3330 |
| Document Number | 0138165565 |
| Book / Page | 013816 / 005565 |
| Instrument Date | Oct 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 151 CLOVER PL CHEEKTOWAGA NY 142253330, CHEEKTOWAGA, NY 14225-3330 |
| Document Number | 0138165565 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 013816/005565 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | CHEEKTOWAGA, NY 14227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,914.00 (+42.9%) | $146,000 (-) Land $21,000 Building $125,000 | $194,667 (+6.67%) Land $28,000 Building $166,667 |
| 2024 | $2,739.00 Homeowner's exemption Senior Citizen's exemption | $146,000 (-) Land $21,000 Building $125,000 | $182,500 (+13.75%) Land $26,250 Building $156,250 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $146,000 (-) Land $21,000 Building $125,000 | $160,440 (+9.89%) Land $23,077 Building $137,363 |
| 2022 | $146,000 Land $21,000 Building $125,000 | $146,000 Land $21,000 Building $125,000 | |
| 2021 | $1,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1978–1987) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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