151 Brook Haven Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 151 Brook Haven Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1986
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2020)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0799-03-43-3799`

Property Details

APN / Parcel Number

Primary APN	`0799-03-43-3799`
Alternative APN	`555781658`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area

Exterior

Year Built	Built 1986
Construction Type	Wood
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	555781658
Street Address	151 BROOK HAVEN DR
City	SPRUCE PINE
State	NC
Zip	28777-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED OAK HILLS 1117
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3029
Census Tract	950400

Owner

Source: Mitchell County records · APN 0799-03-43-3799

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	151 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	2020001721
Deed Book / Page	618 / 294
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	151 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	631/452
Date	Aug 16, 2021
Book Page	631/452
Instrument	2021001758

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 25, 2020
Property Address	151 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508
Document Number	618/294
Book / Page	618 / 294
Instrument Date	Sep 24, 2020
Instrument	2020001721
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 MOUNTAIN MEADOW LN, 129, CLINTON, TN 37716-7137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RIDDLE RD, SWANNANOA, NC 28778-2149

Mortgage

Document Number	2020001722
Date	Sep 25, 2020
Instrument	2020001722

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,536.00 (+1.59%)	$240,000 (-) Land $25,000 Building $215,000
2023	$1,512.00	$240,000 Land $25,000 Building $215,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 70 locations within half a mile of this property.

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