103 Brook Haven Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 103 Brook Haven Dr, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1984
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$762 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0799-03-44-5002`

Property Details

APN / Parcel Number

Primary APN	`0799-03-44-5002`
Alternative APN	`555554474`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	555554474
Street Address	103 BROOK HAVEN DR
City	SPRUCE PINE
State	NC
Zip	28777-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED OAK HILLS
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	3
Census Block	3029
Census Tract	950400

Owner

Source: Mitchell County records · APN 0799-03-44-5002

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust · SBA Mortgage U S SMALL BUSINESS ADMINI
Apr 15, 2026	Deed of Trust, Mortgage · SBA Mortgage U S SMALL BUSINESS ADMINI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 18, 2006
Transfer Doc	446/642
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Recording Date	Apr 15, 2026
Property Address	103 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508
Document Number	0000000670
Book / Page	689 / 123
Instrument Date	Mar 31, 2026
Instrument	2026670
Record Updated	Apr 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508

Mortgage

Document Number	0000000670,
Date	Apr 15, 2026
Book Page	689/123
Instrument	2026670

Lender

Name	U S SMALL BUSINESS ADMINI

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 28, 2055

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Recording Date	Apr 15, 2026
Property Address	103 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508
Document Number	000689/123
Book / Page	689 / 123
Instrument Date	Mar 31, 2026
Instrument	2026670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BROOK HAVEN DR, SPRUCE PINE, NC 28777-8508

Mortgage

Document Number	0000000670,
Date	Apr 15, 2026
Book Page	689/123
Instrument	2026670

Lender

Name	U S SMALL BUSINESS ADMINI

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 28, 2055

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (-42.88%)	$119,200 (-43.75%) Land $25,000 Building $94,200
2023	$1,334.00	$211,900 Land $25,000 Building $186,900	$211,900 Land $25,000 Building $186,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito West Holding Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 42 locations within half a mile of this property.

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