Monmouth County and Rumson Borough property record for 151 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,203 sqft · built 1957 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,250,000 (Dec 2018) |
| Tax Bill | $32,836 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00096-0000-00005 |
| Primary APN | 41-00096-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,203 sqft Living Area |
| 1st Floor Area | 2,933 sqft |
| Upper Floors Area | 2,270 sqft |
| Basement Area | 1,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| Garage Type | Attached |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,536 sqft |
| Porch | Open Porch |
| Patio Area | 1,892 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 170200 |
|---|---|
| Street Address | 151 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | BINGHAM HILL ESTATES |
| Legal Block | 96 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00096-0000-00005
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 151 BINGHAM AVE, RUMSON, NJ 07760-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| May 24, 2019 | Deed of Trust, Mortgage TD BK NA |
| Dec 03, 2018 | Grant Deed, Transfer ACCESS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2018 · Amount on Record |
| Deed Sale | Dec 03, 2018 · Amount on Record |
| Prior Sale | Nov 09, 2015 · Amount on Record |
| Deed Document Number | 2018115321 |
| Deed Book / Page | 9323 / 85 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 151 BINGHAM AVE, RUMSON, NJ 07760-1814 |
| Document Number | 0000021220 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | SOUTHWEST FINANCIAL, SWF |
| Name | Verified Name |
|---|---|
| Address | 151 BINGHAM AVE RUMSON NJ 077601814, RUMSON, NJ 07760-1814 |
| Document Number | 0000021220 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 009398/009003 |
| Instrument | 21220 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 151 BINGHAM AVE, RUMSON, NJ 07760-1814 |
| Document Number | 0000050408 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | CITY ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 151 BINGHAM AVE RUMSON NJ 077601814, RUMSON, NJ 07760-1814 |
| Document Number | 0000050408 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 009352/000652 |
| Instrument | 50408 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808-5529 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 09, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 03, 2018 |
| Property Address | 151 BINGHAM AVE, RUMSON, NJ 07760-1814 |
| Document Number | 0000115321 |
| Book / Page | 009323 / 000085 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 115321 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | TRUEX ABSTRACT INC, TRUEX ABS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 151 BINGHAM AVE RUMSON NJ 077601814, RUMSON, NJ 07760-1814 |
| Document Number | 115322 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 009323/000107 |
| Instrument | 115322 |
| Name | ACCESS BK |
|---|---|
| Type | Bank |
| Address | 2806 S 143RD PLZ, OMAHA, NE 68144-5611 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 02, 2048 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,847,000 (+22.9%) Land $1,799,300 Building $2,047,700 | $3,847,000 (+22.9%) Land $1,799,300 Building $2,047,700 | |
| 2025 | $32,836.00 (+2.25%) | $3,130,200 (+16.01%) Land $1,673,400 Building $1,456,800 | $3,130,200 (+16.01%) Land $1,673,400 Building $1,456,800 |
| 2024 | $32,112.00 (+3.47%) | ||
| 2023 | $2,698,200 Land $1,496,300 Building $1,201,900 | $2,698,200 Land $1,496,300 Building $1,201,900 | |
| 2022 | $31,036.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 87 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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