Monmouth County and Rumson Borough property record for 147 Bingham Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 4,360 sqft · built 2002 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,015,000 (Mar 2020) |
| Tax Bill | $30,380 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00096-0000-00007 |
| Primary APN | 41-00096-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,360 sqft Living Area |
| 1st Floor Area | 3,781 sqft |
| Basement Area | 2,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| Garage Type | Built-in |
| Garage Area | 1,175 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 209 sqft |
| Patio Area | 1,380 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 170400 |
|---|---|
| Street Address | 147 BINGHAM AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | RUMSON BOROUGH |
| Legal Block | 96 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 BINGHAM AVE, RUMSON, NJ 07760-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BK |
| Mar 13, 2020 | Grant Deed, Transfer · Conventional Mortgage OCEANFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | Nov 2, 2001 · Amount on Record |
| Deed Document Number | 202029505 |
| Deed Book / Page | 9402 / 7744 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 147 BINGHAM AVE, RUMSON, NJ 07760-1814 |
| Document Number | 0000070758 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 BINGHAM AVE RUMSON NJ 077601814, RUMSON, NJ 07760-1814 |
| Document Number | 0000070758 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 009424/005877 |
| Instrument | 70758 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 13, 2020 |
| Property Address | 147 BINGHAM AVE, RUMSON, NJ 07760-1814 |
| Document Number | 0000029505 |
| Book / Page | 009402 / 007744 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 29505 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,015.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 147 BINGHAM AVE RUMSON NJ 077601814, RUMSON, NJ 07760-1814 |
| Document Number | 29506 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 009402/007758 |
| Instrument | 29506 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,236,000 (+11.74%) Land $1,799,300 Building $1,436,700 | $3,236,000 (+11.74%) Land $1,799,300 Building $1,436,700 | |
| 2025 | $30,380.00 (+2.05%) | $2,896,100 (+15.61%) Land $1,673,400 Building $1,222,700 | $2,896,100 (+15.61%) Land $1,673,400 Building $1,222,700 |
| 2024 | $29,769.00 (+2.69%) | ||
| 2023 | $2,505,100 Land $1,496,300 Building $1,008,800 | $2,505,100 Land $1,496,300 Building $1,008,800 | |
| 2022 | $28,989.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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