St. Johns County property record for 1509 San Rafael Ct, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,297 sqft · built 1987 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Oct 2016) |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161170-0230 |
| Primary APN | 161170-0230 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 2,891 sqft |
| 1st Floor Area | 1,676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Lot Dimensions | 110 ft deep x 126 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1509 SAN RAFAEL CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | 14-84 EL GRANADA SUB UNIT 2 LOT 23 OR3791/1932 & 4272/281(D/M) & 4278/1961(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | EL GRANADA SUBDIVISION UNIT 2 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21408 |
1509 San Rafael Ct is owned and occupied by an individual who acquired it in October 2016.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1509 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2016 · Amount on File |
| Deed Sale | Oct 1, 2016 · Amount on File |
| Prior Sale | Sep 19, 2013 · Amount on File |
| Deed Book / Page | 4278 / 1961 |
| Last Transfer Date | Oct 25, 2016 |
| Transfer Doc | 0042781961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1509 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051070257 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 5107/257 |
| Instrument | 2020106727 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1509 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5382 |
| Document Number | 0048831377 |
| Instrument Date | Feb 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1509 SAN RAFAEL CT ST AUGUSTINE FL 320805382, ST AUGUSTINE, FL 32080-5382 |
| Document Number | 0048831377 |
|---|---|
| Date | Feb 17, 2020 |
| Book Page | 004883/001377 |
| Instrument | 12087 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1509 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5382 |
| Document Number | 0045130242 |
| Instrument Date | Feb 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1509 SAN RAFAEL CT ST AUGUSTINE FL 320805382, ST AUGUSTINE, FL 32080-5382 |
| Document Number | 0045130242 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 004513/000242 |
| Instrument | 15292 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2048 |
The 2025 property tax bill for 1509 San Rafael Ct was $4,388 with a homeowner's exemption, up 8.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,735 (+2.7%) | $588,633 (+2.83%) Land $180,000 Building $408,633 | |
| 2025 | $4,388.00 (+8.19%) Homeowner's exemption | $338,593 | $572,451 Land $180,000 Building $392,451 |
| 2024 | $4,056.00 (+1.99%) | ||
| 2023 | $3,977.00 (+2.87%) Homeowner's exemption | $331,357 (+3%) | $578,852 (+18.7%) Land $180,000 Building $398,852 |
| 2022 | $3,866.00 Homeowner's exemption | $321,706 | $487,661 Land $134,400 Building $353,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1509 San Rafael Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 293 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 293 in force |
| Nearby Flood Claims | 4 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1509 San Rafael Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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