St. Johns County property record for 1409 San Rafael Ct, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,941 sqft · built 1996 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $849,000 (Jul 2025) |
| Tax Bill | $8,750 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161160-0080 |
| Primary APN | 161160-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,941 sqft Living Area |
| Gross Area | 2,802 sqft |
| 1st Floor Area | 1,941 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 183 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Enclosed Glass Porch |
| Porch Area | 40 sqft |
| Patio Area | 711 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1409 SAN RAFAEL CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 13/52-53 EL GRANADA ADDN SUB LOT 8 OR6181/1517 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | EL GRANADA SUBDIVISION ADDITION |
| Legal Tract | D |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 20500 |
1409 San Rafael Ct is owned and occupied by two individuals who bought it in July 2025.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1409 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 1, 2022 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on File |
| Deed Sale | Jul 9, 2025 · Amount on File |
| Prior Sale | Nov 1, 2022 · Amount on File |
| Deed Document Number | 202554368 |
| Deed Book / Page | 6181 / 1517 |
| Prior Transfer Date | Sep 8, 1993 |
| Prior Transfer Doc | 0034811248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1409 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5356 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1409 SAN RAFAEL CT, ST AUGUSTINE, FL 32080-5356 |
| Document Number | 0052350782 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 5235/782 |
| Instrument | 2021040515 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 1, 2022 |
| Property Address | 1409 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5356 |
| Document Number | 0056580084 |
| Book / Page | 5658 / 84 |
| Map Reference | MB 13 PG 52&53 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022101145 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $3,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 MILE POST LN, PITTSFORD, NY 14534-2213 |
| Name | Verified Name |
|---|---|
| Address | 5607 PALMYRA RD UNIT 1282, 1282, PITTSFORD, NY 14534-7061 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 1, 2022 |
| Property Address | 1409 SAN RAFAEL CT, SAINT AUGUSTINE, FL 32080-5356 |
| Document Number | 0056271049 |
| Book / Page | 5627 / 1049 |
| Map Reference | MB 13 PG 52&53 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 2022084511 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 KALLI CREEK LN, ST AUGUSTINE, FL 32080-5816 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 MILE POST LN, PITTSFORD, NY 14534-2213 |
| Investor | Possibly a Property Investor |
| Document Number | 0056271051 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 5627/1051 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 1409 San Rafael Ct was $8,750, up 7.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $628,413 (+0.98%) Land $180,000 Building $448,413 | $628,413 (+0.98%) Land $180,000 Building $448,413 | |
| 2025 | $8,750.00 (+7.26%) | $622,296 | $622,296 Land $180,000 Building $442,296 |
| 2024 | $8,158.00 (-2.08%) | ||
| 2023 | $8,331.00 (+89.21%) | $633,370 (+74.25%) | $633,370 (+29.24%) Land $180,000 Building $453,370 |
| 2022 | $4,403.00 Homeowner's exemption | $363,483 | $490,089 Land $134,400 Building $355,689 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1409 San Rafael Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1409 San Rafael Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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