1509 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1509 Lake Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 966 sqft · built 1950
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,741 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-035-105-004`

Property Details

APN / Parcel Number

Primary APN	`06-24-035-105-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	966 sqft Living Area
1st Floor Area	483 sqft
2nd Floor Area	483 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	136 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1509 LAKE AVE
City	ELYRIA
State	OH
Zip	44035-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRE FARMS 1 41.46 X 152.00
Legal Subdivision	ACRE FARMS 1 FRNT
Legal Tract	24
Legal Block	105
Legal Lot Number	4
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3010
Census Tract	70400

Owner

Source: Lorain County records · APN 06-24-035-105-004

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1509 LAKE AVE, ELYRIA, OH 44035-3125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 24, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 11, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Mar 26, 1997 · Amount on Record
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000780115
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1509 LAKE AVE, ELYRIA, OH 44035-3125
Transaction Type	Mortgage
Record Updated	Feb 04, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 LAKE AVE, ELYRIA, OH 44035-3125

Mortgage

Document Number	0000860407
Date	Jan 27, 2022
Instrument	2022-0860407

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 01, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 24, 2020
Property Address	1509 LAKE AVE, ELYRIA, OH 44035-3125
Document Number	0000780115
Instrument Date	Sep 22, 2020
Instrument	780115
Transaction Type	Transfer
Record Updated	Oct 05, 2020
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$42.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1509 LAKE AVE ELYRIA OH 440353125, ELYRIA, OH 44035-3125

Mortgage

Document Number	780116
Date	Sep 24, 2020
Instrument	780116

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1509 LAKE AVE, ELYRIA, OH 44035-3125
Document Number	0000705004
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 05, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1509 LAKE AVE ELYRIA OH 440353125, ELYRIA, OH 44035-3125

Mortgage

Document Number	0000705004
Date	Feb 20, 2019
Instrument	705004

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2034

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,741.00	$36,470 (%) Land $4,130 Building $32,340	$104,200 (-) Land $11,810 Building $92,390
2024	$1,741.00 (+31.2%)	$36,471 (+54.47%) Land $4,134 Building $32,337	$104,200 (+54.46%) Land $11,810 Building $92,390
2023	$1,327.00 (-9.17%)	$23,611 (+%) Land $3,920 Building $19,691	$67,460 (-) Land $11,200 Building $56,260
2022	$1,461.00	$23,610 Land $3,920 Building $19,690
2021			$67,460 Land $11,200 Building $56,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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