1415 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1415 Lake Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 944 sqft · built 1946
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$101,970 (Jul 2021)
Tax Bill$1,455 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-24-035-106-003

Property Details

APN / Parcel Number

Primary APN06-24-035-106-003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area944 sqft Living Area
1st Floor Area638 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions145 ft deep x 41 ft wide
TerrainRolling
Garage TypeBasement
Garage Area220 sqft

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1415 LAKE AVE
CityELYRIA
StateOH
Zip44035-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRE FARMS 1 41.46 X 151
Legal SubdivisionACRE FARMS 1 FRNT
Legal Tract24
Legal Block106
Legal Lot Number3
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3015
Census Tract70400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1415 LAKE AVE, ELYRIA, OH 44035-3123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jul 16, 2021Warranty Deed, Transfer · FHA Mortgage
NORTHERN MORTGAGE SERVICES LLC
Jun 26, 2020Warranty Deed, Transfer · Conventional with PMI
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Prior SaleJun 26, 2020 · Amount on Record
Deed Document Number2021004561
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1415 LAKE AVE, ELYRIA, OH 44035-3123
Transaction TypeMortgage
Record UpdatedApr 5, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 LAKE AVE, ELYRIA, OH 44035-3123

Mortgage

Document Number0000008097
DateMar 28, 2024
Instrument2024-0008097
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueAug 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJul 16, 2021
Property Address1415 LAKE AVE, ELYRIA, OH 44035-3123
Document Number20210828977
Map ReferenceVOL 9 PG 21
Instrument DateJul 13, 2021
Instrument2021-0828977
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyNOT AVAILABLE, ERIEVIEW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 LAKE AVE, ELYRIA, OH 44035-3123

Mortgage

Document Number20210828978
DateJul 16, 2021
Instrument2021-0828978
Lender
NameNORTHERN MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 26, 2020
Property Address1415 LAKE AVE, ELYRIA, OH 44035-3123
Document Number0000766558
Instrument DateJun 25, 2020
Instrument766558
Transaction TypeTransfer
Record UpdatedJul 8, 2020
Title CompanyGUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$304.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1415 LAKE AVE ELYRIA OH 440353123, ELYRIA, OH 44035-3123

Mortgage

Document Number766559
DateJun 26, 2020
Instrument766559
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,455.00$30,380 (-0.01%) Land $4,260 Building $26,120$86,810 (-) Land $12,180 Building $74,630
2024$1,455.00 (+28.76%)$30,384 (+51.79%) Land $4,263 Building $26,121$86,810 (+51.79%) Land $12,180 Building $74,630
2023$1,130.00 (+3.29%)$20,017 (+0.03%) Land $4,043 Building $15,974$57,190 (-) Land $11,550 Building $45,640
2022$1,094.00$20,010 Land $4,040 Building $15,970
2021$57,190 Land $11,550 Building $45,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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