1508 E 13th Plz, Lynn Haven, FL 32444 Property Records

Bay County property record for 1508 E 13th Plz, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1989
Lot Size	0.241 acres (10,493 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,500 (Feb 2022)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11249-104-000`

Property Details

APN / Parcel Number

Primary APN	`11249-104-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,380 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2019
Exterior Material	Prefab Panel
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,493 sqft (0.241 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Porch	Screened/Unfinished Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1508 E 13TH PLZ
City	LYNN HAVEN
State	FL
Zip	32444-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	FMWS DEL ADD TO LYNN HAVEN LOT 42 ORB 4520 P 1851
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	FMWS DEL ADD
Legal Lot Number	42
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2052
Census Tract	1402

Owner

Source: Bay County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1508 E 13TH PLZ, LYNN HAVEN, FL 32444-2919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2021	Warranty Deed, Transfer · FHA Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Jan 27, 2021 · Amount on Record
Deed Document Number	20228905
Deed Book / Page	4520 / 1851
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 7, 2022
Property Address	1508 E 13TH PLZ, LYNN HAVEN, FL 32444-2919
Document Number	0045201851
Book / Page	4520 / 1851
Map Reference	MB 15 PG 21
Instrument Date	Feb 7, 2022
Instrument	2022008905
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 ALABAMA AVE, LYNN HAVEN, FL 32444-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1508 E 13TH PLZ, LYNN HAVEN, FL 32444-2919
Investor	Possibly a Property Investor

Mortgage

Document Number	0045201853
Date	Feb 7, 2022
Instrument	4520/1853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 27, 2021
Property Address	1508 E 13TH PLZ, LYNN HAVEN, FL 32444-2919
Document Number	0043560311
Book / Page	4356 / 311
Map Reference	MB 15 PG 21
Instrument Date	Jan 26, 2021
Instrument	2021006331
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4429 PINE TREE RD, LYNN HAVEN, FL 32444-3435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1508 E 13TH PLZ, LYNN HAVEN, FL 32444-2919

Mortgage

Document Number	0004356313
Date	Jan 27, 2021
Instrument	4356/313

Lender

Name	ACOPIA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,894.00 (+0.24%) Homeowner's exemption	$233,977 (+2.9%)	$237,330 (+4.38%) Land $48,330 Building $189,000
2024	$2,887.00 (-0.65%)
2023	$2,906.00 (+11.26%) Homeowner's exemption	$227,375 (+27.65%) Land $45,856 Building $181,519	$227,375 (+27.65%) Land $45,856 Building $181,519
2022	$2,612.00	$178,123 Land $39,270 Building $138,853	$178,123 Land $39,270 Building $138,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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