1508 Watson St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1508 Watson St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,230 sqft · built 1890
Lot Size0.356 acres (15,500 sqft)
Owner2 Trust Names on File
Last Sale$300,000 (Aug 2024)
Tax Bill$5,172 (2025)
Flood ZoneZone X (minimal risk)
APN026530A000

Property Details

APN / Parcel Number

Primary APN026530A000
Alternative APN
  • 6-009B-4339-01-0005.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area3,230 sqft Living Area
Gross Area5,107 sqft
1st Floor Area3,230 sqft
Basement Area1,877 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleMulti-Level
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,500 sqft (0.356 acres)
Lot Dimensions155 ft deep x 100 ft wide
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area587 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Account Number026530A000
Street Address1508 WATSON ST
CitySAINT CHARLES
StateMO
Zip63301-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionLINDENWOOD HTGS BLK 1 LOTS 5-6
Legal SubdivisionLINDENWOOD HGTS
Legal Block1
Legal Lot Number5
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group2
Census Block2036
Census Tract310601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lindenwood Neighborhood Historic District
listed 2016 · 109 contributing resources · NRIS 16000728

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1508 Watson St is owner-occupied and held in a trust since August 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Trust Names on File
Mailing Address1508 WATSON ST, SAINT CHARLES, MO 63301-1606
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2024 · Amount on File
Deed SaleAug 23, 2024 · Amount on File
Prior SaleJul 20, 2004 · Amount on File
Deed Document Number202434440
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1508 Watson St was $5,172.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,802 (-)$435,800 (-) Land $40,000 Building $395,800
2025$5,172.00$82,802$435,800 Land $40,000 Building $395,800
2023$84,066
2022$442,453 Land $30,000 Building $412,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1508 Watson St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–2017)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1508 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Watson St

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