1506 Watson St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1506 Watson St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,034 sqft · built 1905
Lot Size	0.178 acres (7,750 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Sep 2021)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`026520A000`

Property Details

APN / Parcel Number

Primary APN	`026520A000`
Alternative APN	`6-009B-4339-01-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	2,034 sqft
Basement Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Multi-Level
Exterior Material	Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	026520A000
Street Address	1506 WATSON ST
City	SAINT CHARLES
State	MO
Zip	63301-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF2
Legal Description	LINDENWOOD HTGS BLK 1 LOT 4
Legal Subdivision	LINDENWOOD HGTS
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2036
Census Tract	310601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lindenwood Neighborhood Historic District listed 2016 · 109 contributing resources · NRIS 16000728

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1506 WATSON ST, SAINT CHARLES, MO 63301-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 3, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	202181182
Last Transfer Date	Sep 28, 2022
Transfer Doc	0000054589
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 5, 2022
Property Address	1506 WATSON ST, SAINT CHARLES, MO 63301-1606
Document Number	0000054589
Map Reference	MB 3 PG 12
Instrument Date	Sep 28, 2022
Instrument	2022R-054589
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 WATSON ST, SAINT CHARLES, MO 63301-1606

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 29, 2021
Property Address	1506 WATSON ST, SAINT CHARLES, MO 63301-1606
Document Number	2021R081182
Map Reference	MB 3 PG 12
Instrument Date	Sep 22, 2021
Instrument	2021R-081182
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 WATSON ST, SAINT CHARLES, MO 63301-1606

Mortgage

Document Number	2021R081183
Date	Sep 29, 2021
Instrument	2021R-081183

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 3, 2020
Property Address	1506 WATSON ST, SAINT CHARLES, MO 63301-1606
Document Number	0072410776
Book / Page	7241 / 776
Map Reference	MB 3 PG 12
Instrument Date	Feb 28, 2020
Instrument	20200303000130850
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCURATE TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5102 SUN LAKE DR, 5102, SAINT CHARLES, MO 63301-3070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PIKE ST, SAINT CHARLES, MO 63301-3457

Mortgage

Document Number	20200303000130860
Date	Mar 3, 2020
Instrument	20200303000130860

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 10, 2017
Property Address	1506 WATSON ST, SAINT CHARLES, MO 63301-1606
Document Number	0067891773
Book / Page	006789 / 001773
Instrument Date	Aug 8, 2017
Instrument	502240
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1506 WATSON ST ST CHARLES MO 633011606, ST CHARLES, MO 63301-1606

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,433 (-)	$281,230 (-) Land $40,000 Building $241,230
2025	$3,349.00 (-2.59%)	$53,433 (-0.3%)	$281,230 (-0.29%) Land $40,000 Building $241,230
2024	$3,438.00
2023		$53,592
2022			$282,061 Land $30,000 Building $252,061

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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