15076 E Shadow Creek Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 15076 E Shadow Creek Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,220 sqft · built 2003
Lot Size	0.514 acres (22,415 sqft)
Owner	Individual Name on Record
Last Sale	$448,542 (Aug 2025)
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1106-22-012.165`

Property Details

APN / Parcel Number

Primary APN	`1106-22-012.165`
Alternative APN	`120568`

Interior

Full Baths	1 Bath
Building Area	3,220 sqft Adjusted Area
1st Floor Area	2,942 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,415 sqft (0.514 acres)
Garage Type	Carport
Carport	Carport
Deck Area	192 sqft
Patio Area	220 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15076 E SHADOW CREEK DR
City	BILOXI
State	MS
Zip	39532-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 150 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10
Legal Range	10W
Legal Township	06S
Legal Section	22
Legal Subdivision	SHADOWCREEK SUBD PH 3
Legal Phase	3
Legal Lot Number	150
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	3407

Owner

Source: Harrison County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage THE HOME LENDING GROUP LLC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Aug 27, 2024	Deed of Trust, Mortgage · Line of Credit MERCHANTS & MARINE BANK
Aug 27, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage KEESLER FCU
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage KEESLER FCU
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	20256081
Prior Transfer Date	Jun 28, 2023
Prior Transfer Doc	0000004109
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180002866TJ2
Date	Oct 1, 2018
Instrument	2018-0002866-T-J2

Lender

Name	THE HOME LENDING GROUP LLC
Type	Mortgage Company
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210003538TJ2
Date	Aug 2, 2021
Instrument	2021-0003538-T-J2

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567

Mortgage

Document Number	20240005167TJ2
Date	Aug 27, 2024
Instrument	2024-0005167-T-J2

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank
Address	OCEAN SPRINGS, MS 39564

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jul 29, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 27, 2025
Property Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Document Number	20250006081DJ2
Map Reference	MB 17 PG 15
Instrument Date	Aug 25, 2025
Instrument	2025-0006081-D-J2
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11316 PUMPKIN DR, BILOXI, MS 39532-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567

Mortgage

Document Number	20250006082TJ2
Date	Aug 27, 2025
Instrument	2025-0006082-T-J2

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 29, 2023
Property Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Document Number	20230003731DJ2
Map Reference	PB 17 PG 15
Instrument Date	Jun 28, 2023
Instrument	2023-0003731-D-J2
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	INTEGRITY LAND TITLE INC, INTEGRITY LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11362 CLINTON LN, DIBERVILLE, MS 39540-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567

Mortgage

Document Number	20230003732TJ2
Date	Jun 29, 2023
Instrument	2023-0003732-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 19, 2023
Property Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Document Number	20230004109DJ2
Map Reference	PB 17 PG 15
Instrument Date	Jun 28, 2023
Instrument	2023-0004109-D-J2
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	INTEGRITY LAND TITLE INC, INTEGRITY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11362 CLINTON LN, DIBERVILLE, MS 39540-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567

Mortgage

Document Number	20230004110TJ2
Date	Jul 19, 2023
Instrument	2023-0004110-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 1, 2018
Property Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Document Number	20180002287DJ2
Instrument Date	Sep 27, 2018
Instrument	2018-0002287-D-J2
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12273 SHRINERS BLVD, BILOXI, MS 39532-8247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15076 E SHADOW CREEK DR, BILOXI, MS 39532-8567

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+5.56%) Homeowner's exemption Disabled Person's exemption	$22,902 (+4.54%)	$229,023 (+4.54%) Land $33,000 Building $196,023
2024	$1,764.00 (+4.56%) Homeowner's exemption Disabled Person's exemption	$21,908 (+4.48%)	$219,075 (+4.47%) Land $33,000 Building $186,075
2023	$1,687.00 (-0.88%) Homeowner's exemption Disabled Person's exemption	$20,969 (-)	$209,692 (-) Land $33,000 Building $176,692
2022	$1,702.00 Homeowner's exemption Disabled Person's exemption	$20,969	$209,692 Land $33,000 Building $176,692

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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