15072 E Shadow Creek Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 15072 E Shadow Creek Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,126 sqft · built 2005
Owner	Individual Name on File
Last Sale	$236,000 (Oct 2013)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1106-22-012.164`

Property Details

APN / Parcel Number

Primary APN	`1106-22-012.164`
Alternative APN	`120567`

Interior

Full Baths	2 Baths
Building Area	3,126 sqft Adjusted Area
1st Floor Area	2,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Pool Area	324 sqft
Utility Building	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	120567
Street Address	15072 E SHADOW CREEK DR
City	BILOXI
State	MS
Zip	39532-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 149 SHADOW CREEK SUBD PH THREE SE 1/4 SEC 22-6-10
Legal Range	10
Legal Township	06
Legal Section	22
Legal Subdivision	SHADOWCREEK SUBD PH 3
Legal Phase	3
Legal Lot Number	149
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1010
Census Tract	3407

Owner

Source: Harrison County records · APN 1106-22-012.164

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15072 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2013 · Amount on Record
Deed Sale	Oct 02, 2013 · Amount on Record
Deed Document Number	2013-0002640-D-J2
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15072 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200002263TJ2
Date	Jul 08, 2020
Instrument	2020-0002263-T-J2

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	15072 E SHADOW CREEK DR, BILOXI, MS 39532-8567
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210001250TJ2
Date	Mar 18, 2021
Instrument	2021-0001250-T-J2

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (+3.02%) Homeowner's exemption Disabled Person's exemption	$24,493 (+3.58%)	$244,930 (+3.58%) Land $33,000 Building $211,930
2024	$1,953.00 (+0.62%)
2023	$1,941.00 (-0.87%) Homeowner's exemption Disabled Person's exemption	$23,647	$236,466 Land $33,000 Building $203,466
2022	$1,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 86% of Mississippi
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Coast Electric Power Association Fiber	2,000 / 1,000
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 153 locations within half a mile of this property.

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