1507 Union St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1507 Union St, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1890
Square Footage2,024 sqft Living Area
Lot Size10,000 sqft (0.229 acres)
OccupancyOwner Occupied
Last Sale$152,000 (2020)
Tax Bill$6,478.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.21-2-73
Alternative APN
  • 150005002100020730000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,024 sqft Living Area
1st Floor1,016 sqft 1st Floor
2nd Floor1,008 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,000 sqft (0.229 acres)
Depth X Width200 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area260 sqft Garage
Porch Area396 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1507 UNION ST
CitySCHENECTADY
StateNY
Zip12309-6003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number73.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3002
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-2-73

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1507 UNION ST, SCHENECTADY, NY 12309-6003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Jun 06, 2022Deed of Trust, Mortgage · Line of Credit
FIRST NEW YORK FCU
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleJun 10, 2014 · Amount on Record
Deed Doc Number202024703
Deed Book / Page2040 / 149
Prior Transfer DateNov 22, 2011
Prior Transfer Doc0000048355
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1507 UNION ST, SCHENECTADY, NY 12309-6003
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063290
DateNov 08, 2023
Book Page5341/638
Instrument202363290
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1507 UNION ST, SCHENECTADY, NY 12309-6003
Transaction TypeMortgage
Record UpdatedJun 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029665
DateJun 06, 2022
Book Page5232/35
Instrument202229665
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 05, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 24, 2020
Property Address1507 UNION ST, SCHENECTADY, NY 12309-6003
Document Number0000024703
Book / Page2040 / 149
Instrument DateAug 07, 2020
Instrument202024703
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$608.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address42 CLINTON AVE, 42, ALBANY, NY 12210-2704

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1507 UNION ST, SCHENECTADY, NY 12309-6003

Mortgage

Document Number0000024705
DateAug 24, 2020
Instrument202024705
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,478.00 (+1.78%)$131,500 (-) Land $19,700 Building $111,800$217,751 (+30.82%) Land $32,621 Building $185,130
2023$131,500 (-) Land $19,700 Building $111,800$166,456 (+3.8%) Land $24,937 Building $141,519
2022$131,500 Land $19,700 Building $111,800$160,366 Land $24,024 Building $136,342
2021$6,365.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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