1504 Union St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1504 Union St, Schenectady, NY 12309 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Year BuiltBuilt 1984
Square Footage2,480 sqft Gross Area
Lot Size7,000 sqft (0.161 acres)
Last Sale$317,000 (2023)
Tax Bill$7,746.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.21-3-11
Alternative APN
  • 150005002100030110000000

Interior

Units4 Units
Building Area2,480 sqft Gross Area
Basement Area1,240 sqft Basement
Unfinished Basement1,240 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area7,000 sqft (0.161 acres)
Depth X Width175 ft x 40 ft Depth x Width
Porch Area472 sqft Porch

Utilities and HVAC

Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1504 UNION ST
CitySCHENECTADY
StateNY
Zip12309-6042
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Description2 WOOD
Legal Block3
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2001
Census Tract20600

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-3-11

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address174 WEYFORD TER, GARDEN CITY, NY 11530-1115
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Feb 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Feb 06, 2020Loan Modification, Mortgage · Conventional Mortgage
M&T BK
Mar 15, 2019Deed, Transfer · Conventional Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleMar 15, 2019 · Amount on Record
Deed Doc Number202336292
Deed Book / Page2110 / 526
Prior Transfer DateMar 13, 2019
Prior Transfer Doc0000011256
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 23, 2023
Property Address1504 UNION ST, SCHENECTADY, NY 12309-6042
Document Number0000036292
Book / Page2110 / 526
Instrument DateMay 31, 2023
Instrument202336292
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,268.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address32 DAVISON AVE, LYNBROOK, NY 11563-1705

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 WEYFORD TER, GARDEN CITY, NY 11530-1115

Mortgage

Document Number0000036293
DateJun 23, 2023
Instrument202336293
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1504 UNION ST, SCHENECTADY, NY 12309-6042
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNTA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006080
DateFeb 12, 2020
Book Page4972/161
Instrument202006080
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2035

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1504 UNION ST, SCHENECTADY, NY 12309-6042
Document Number0000006081
Instrument DateFeb 06, 2020
Transaction TypeMortgage
Record UpdatedMar 04, 2020
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 RIVER PL #2919 NEW YORK NY 100364386, 2919, NEW YORK, NY 10036-4386

Mortgage

Document Number0000006081
DateFeb 12, 2020
Book Page004972/000186
Instrument6081
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 11, 2035
Interest
Rate TypeFixed Rate
Rate3.87%

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 15, 2019
Property Address1504 UNION ST, SCHENECTADY, NY 12309-6042
Document Number0000011256
Book / Page2007 / 378
Instrument DateMar 13, 2019
Instrument201911256
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyNATIONAL AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$702.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address125 CRANE ST, 125, SCHENECTADY, NY 12302-9520

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 RIVER PL APT 2919, 2919, NEW YORK, NY 10036-4386

Mortgage

Document Number0000011258
DateMar 15, 2019
Instrument201911258
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,746.00 (+6.34%)$135,000 (-) Land $21,200 Building $113,800$223,547 (+30.82%) Land $35,105 Building $188,442
2023$135,000 (-) Land $21,200 Building $113,800$170,886 (+3.8%) Land $26,835 Building $144,051
2022$135,000 Land $21,200 Building $113,800$164,634 Land $25,854 Building $138,780
2021$7,284.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number