1507 Shadow Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1507 Shadow Ln, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,200 sqft · built 1976
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on File
Last Sale	$234,900 (Apr 2020)
Tax Bill	$3,470 (2025)
Deeds & Mortgages	Oct 2021 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145127A000`

Property Details

APN / Parcel Number

Primary APN	`145127A000`
Alternative APN	`6-0013-5087-00-0038.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,400 sqft
Basement Area	1,350 sqft
Finished Basement	800 sqft
Unfinished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,300 sqft (0.168 acres)
Lot Dimensions	100 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	145127A000
Street Address	1507 SHADOW LN
City	SAINT CHARLES
State	MO
Zip	63303-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SHADOW WOOD LOT 38
Legal Subdivision	SHADOW WOOD
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	3
Census Block	3008
Census Tract	310902

Owner

Source: St. Charles County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1507 SHADOW LN, SAINT CHARLES, MO 63303-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Intrafamily Transfer, Transfer
Apr 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2020 · Amount on Record
Deed Sale	Apr 21, 2020 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	2020248180
Deed Book / Page	7274 / 2399
Last Transfer Date	Sep 29, 2021
Transfer Doc	2021R082594
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 4, 2021
Property Address	1507 SHADOW LN, SAINT CHARLES, MO 63303-5023
Document Number	2021R082594
Map Reference	MB 19 PG 54
Instrument Date	Sep 29, 2021
Instrument	2021R-082594
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1507 SHADOW LN, SAINT CHARLES, MO 63303-5023

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 21, 2020
Property Address	1507 SHADOW LN, SAINT CHARLES, MO 63303-5023
Document Number	0072742399
Book / Page	7274 / 2399
Map Reference	MB 19 PG 54
Instrument Date	Apr 15, 2020
Instrument	20200421000248180
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 SHADOW LN, 1507, SAINT CHARLES, MO 63303-5023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1507 SHADOW LN, SAINT CHARLES, MO 63303-5023

Mortgage

Document Number	20200421000248190
Date	Apr 21, 2020
Instrument	20200421000248190

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,381 (-)	$291,479 (-) Land $66,000 Building $225,479
2025	$3,470.00	$55,381 (+9.7%)	$291,479 (+9.7%) Land $66,000 Building $225,479
2023		$50,482
2022			$265,695 Land $66,000 Building $199,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, WH i3B Bidco LLC/WH i3B Topco.

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