St. Charles County property record for 1503 Shadow Ln, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,948 sqft · built 1976 |
| Lot Size | 0.203 acres (8,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (May 2025) |
| Tax Bill | $2,872 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145128A000 |
| Primary APN | 145128A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 1,098 sqft |
| Basement Area | 962 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,836 sqft (0.203 acres) |
| Lot Dimensions | 94 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 145128A000 |
|---|---|
| Street Address | 1503 SHADOW LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | SHADOW WOOD LOT 39 |
| Legal Subdivision | SHADOW WOOD |
| Legal Lot Number | 39 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 310902 |
Source: St. Charles County records · APN 145128A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1503 SHADOW LN, SAINT CHARLES, MO 63303-5023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Beneficiary Deed, Transfer |
| Sep 20, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| May 07, 2021 | Quit Claim Deed, Transfer CONTINENTAL TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2025 · Amount on Record |
| Deed Sale | May 02, 2025 · Amount on Record |
| Prior Sale | May 07, 2021 |
| Deed Document Number | 202517835 |
| Prior Transfer Date | Sep 19, 2023 |
| Prior Transfer Doc | 0000038614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 20, 2023 |
| Property Address | 1503 SHADOW LN, SAINT CHARLES, MO 63303-5023 |
| Document Number | 0000038614 |
| Map Reference | MB 19 PG 54 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023R-038614 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 S WOODLAND HEIGHTS DR, RECTOR, AR 72461-1211 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 20, 2023 |
| Property Address | 1503 SHADOW LN, SAINT CHARLES, MO 63303-5023 |
| Document Number | 0000038613 |
| Map Reference | MB 19 PG 54 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023R-038613 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 07, 2021 |
| Property Address | 1503 SHADOW LN, SAINT CHARLES, MO 63303-5023 |
| Document Number | 2021R040392 |
| Map Reference | MB 19 PG 54 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021R-040392 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | CONTINENTAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2251 IRISH HOLLOW RD, 2251, HAMBURG, IL 62045-2027 |
| Name | Verified Name |
|---|---|
| Address | 1509 SHADOW WOOD DR, SAINT CHARLES, MO 63303-5025 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,751 (-) | $240,793 (+%) Land $66,000 Building $174,793 | |
| 2025 | $2,872.00 (+7.89%) | $45,751 (+10.58%) | $240,792 (+10.58%) Land $66,000 Building $174,792 |
| 2024 | $2,662.00 | ||
| 2023 | $41,375 | ||
| 2022 | $217,761 Land $66,000 Building $151,761 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833109023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 353 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, WH i3B Bidco LLC/WH i3B Topco.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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