Monroe County property record for 1507 Ontario Dr, Waterloo, IL 62298
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 5 ba · 1,674 sqft · built 2018 |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jun 2020) |
| Tax Bill | $6,018 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-12-401-077-108 |
| Primary APN | 07-12-401-077-108 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 1,674 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Garage Area | 575 sqft |
| Cooling System | Central |
|---|
| Street Address | 1507 ONTARIO DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5621 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | WR5 |
| Legal Description | UNIT 8 WATERLOO VILLAS 2 PLAT 6 OF LOT 77 NORTH WINDS PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 12 |
| Legal Subdivision | WATERLOO VILLAS 2 |
| Legal Lot Number | 77 |
| Legal Unit | 8 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1507 ONTARIO DR, WATERLOO, IL 62298-5621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Deed Document Number | 2020408632 |
| Prior Transfer Date | Jun 11, 2020 |
| Prior Transfer Doc | 0000408632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 12, 2020 |
| Property Address | 1507 ONTARIO DR, WATERLOO, IL 62298-5621 |
| Document Number | 0000408632 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 408632 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1507 ONTARIO DR WATERLOO IL 622985621, WATERLOO, IL 62298-5621 |
| Document Number | 408633 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 408633 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | O FALLON, IL 62269-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 11, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,018.00 (+7.06%) Homeowner's exemption | $104,380 (+8.6%) Land $4,390 Building $99,990 | $313,140 (+8.6%) Land $13,170 Building $299,970 |
| 2024 | $5,621.00 | ||
| 2022 | Additional exemption filed | $96,110 Land $3,070 Building $93,040 | $288,330 Land $9,210 Building $279,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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